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A preliminary rate ("quote") is for insurance coverage you select. Certain assumptions may have been made that will influence the quote you receive. A quote is not an offer for insurance, an offer of an insurance contract, nor is it an insurance contract, binder or an application to purchase insurance. The coverage descriptions provided are general descriptions of available coverage and are not a statement of contract. Rates quoted reflect the rates in effect as of the date of this quote and are subject to revision. Your actual premium may vary based upon additional information you provide or we obtain, the coverages and deductibles that you select, any additional underwriting criteria, and removal of any assumptions. Farmers reserves the right to accept, reject, or modify this quote after review of the application and other underwriting information. All applications are subject to underwriting approval. Farmers online quotes are for new customers only. Existing customers are requested to contact their local agent to make changes to their policy. Quoted rates do not include fees permitted by state law.