North America Insurance Program (NAIP) Manual Insurance Quote Request Logo
  • North America Insurance Program (NAIP) Insurance Manual Quote Request

    USA and Canada
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  • TOTAL LOSS SETTLMENT ACTUAL CASH VALUE


    COMPREHENSIVE $1000.00 DEDUCTIBLE (OPTIONAL)

    (Comprehensive and Collision Coverage (Comp/Coll) - ACV

    Physical damage insurance is a type of insurance that covers physical damage to your motorcycle.
    Physical Damage Only policies are not acceptable, Liability Coverage is required.
    Salvage vehicles are not acceptable.
    Comprehensive and Collision coverages are required on any motorcycle with a loss payee.
    NAIP offered deductible is $1,000 for both Comp/Coll.)

    COLLISION $1,000.00 DEDUCTIBLE (OPTIONAL REQUIRES COMP TO BE PURCHASED)

    (Collision -Pays for loss to your covered vehicle when it collides with another object or overturns, subject to the deductible amount selected. If a street motorcycle $3,000 and if an off-road vehicle $1,000, of permanently attached custom parts and equipment coverage is included.)

    CUSTOM PARTS & EQUIPMENT STREET MOTORCYCLES $3,000 (INCLUDED AT NO CHARGE WITH COMP/COLL PURCHASE)

    CUSTOM PARTS & EQUIPMENT OFF-ROAD MOTORCYCLES $1,000 (INCLUDED AT NO CHARGE WITH COMP/COLL PURCHASE)

    SAFETY APPAREL & HELMET $400 (INCLUDED AT NO CHARGE WITH COMP/COLL PURCHASE)

    TRIP INTERRUPTION $400.00 (OPTIONAL REQUIRES COMP/COLL)

    (Trip Interruption - This coverage provides daily maximums for lodging, transportation expenses, and food while the covered vehicle is being repaired (from mechanical breakdowns and a covered loss), up to $400 per occurrence.
    The disablement from mechanical breakdown or covered loss must have occurred more than 100 miles from insured's primary residence for Trip Interruption coverage to apply.
    Trip Interruption coverage must be purchased with Towing and Labor coverage.)

    TOWING AND LABOR $150.00 (OPTIONAL REQUIRES COMP/COLL)

    (Towing - Coverage provides towing to the nearest qualified repair facility and necessary labor at the time and place of disablement when the motorcycle or vehicle towing them is disabled within 100 feet of the roadway due to: mechanical or electrical breakdown, battery failure, insufficient supply of fuel, oil, water, or other fluids, flat tire, lockout, or entrapment in snow, mud, water, or sand.)

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  • This policy is Non-Renewable, and the term of the policy is based on the term of travel you have selected. If you find your travels in the United States need to be extended, you will be required to purchase a new policy, just as you have done here. In the event that you should have a loss during your term of travel in the United States, you should contact our claims department at NAIP@motorcycleexpress.com or 1-800-468-3466. In the event of a loss causing damage to your motorcycle during your term of travel, we will not pay for loss to your motorcycle if the motorcycle is not available in the United States for us to inspect and determine damages and cost of repairs.

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