2024 Monthly APR DQ Dates:
January (01/01/23-12/31/23), February (02/01/23-01/31/24), March (03/01/23-02/28/24), April (04/01/23-03/31/24), May (05/01/23-04/30/24), June (06/01/23-05/31/24), July (07/01/23-06/30/24), August (08/01/23-07/31/24),
September (09/01/23-08/31/24), October (10/01/23-09/30/24), November (11/01/23-10/31/24), December (12/01/23-11/30/24)
January (01/01/24-12/31/24)