Fact Finder

Any participants included in this plan for gifting and goals. Examples include: children, grandchildren, charities, etc.

What do you most look forward to? What worries or concerns you? Select what applies to you.

When would you like to retire? Enter your target age and indicate how willing you are to delay retirement beyond that age, if it helps you fund your goals.

Achieving your retirement goals will not happen automatically. The first step to consider as retirement approaches is to determine your costs in retirement. Certain goals will be required living expenses during retirement and are considered your "Needs". Other expenses are lifestyle goals and can be described as "Wants" or "Wishes". The next few pages will help you define your goals.

This goal is for your basic day-to-day living expenses (i.e. food, clothes, utilities, etc.) during retirement. By making your basic living expense a separate goal, you can see exactly what it takes to pay the bills for the rest of your life. If you're not sure how much money you need, use the supplemental budget worksheet. Be sure you don't "double count" any expenses during retirement. For example, if you use your credit card to pay day-to-day expenses such as groceries, do not "double pay" for your groceries by including in your living expense both the credit card payment and a grocery expense.

This slideshow will visualize some common goals that may fall under wants and wishes like: Travel, Home Improvement, College Expenses, Vehicle Purchase, New Home, Wedding Expenses, Gifts or Donations, and Major Purchases - like a pool.

This scale shows the importance of each goal on a scale of 10-1, with 10 being your highest priority. This exercise and rating groups your goals by Needs (what you must have), Wants (what you would like to have), and Wishes (what you wish to have).

Lifestyle goals are above and beyond what you need to pay for basic expenses. Prioritize your goals on a scale of 10 - 1. Needs (10, 9, 8), Wants (7, 6, 5, 4) and Wishes (3,2, 1). Refer to the previous page for typical lifestyle goals.

Identify all the resources you have to fund your goals. Don't include distributions, interest or dividend income from your investments

Have your insurance reviewed and analyzed to see if you have appropriate coverage. List below details for your group life insurance through your employer, individual term life insurance and individual cash value insurance (whole life, universal life, variable life, etc.). Please provide insurance declaration pages and/or statements for all insurance policies listed below

Do you have any of the following: Stock Options, Restricted Stock, Deferred Compensation, Small Business Ownership? If so, please provide current statements.

Please agree to terms & conditions to complete, thank you!

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