By signing below, Applicant consents and authorizes Lender and its agents, at any time to communicate with and disclose to third parties (including Credit Reporting Agencies, Credit Exchanges, Leasing Brokers and Credit Grantors) any of Applicant’s credit, financial and personal information that Lender deems necessary to complete, service or enforce this Application and any Ancillary Agreements, including additions, modifications, updates or other related transactions, including but not limited to the Factoring Facility. This clause survives the term or termination of this Application.