The Following is a list of updates/changes to this CPA
Date Effective: Description:
This CPA will guide you to identify which carrier (s) will be the best to write this Risk (LOB)
Step 1: Collect risk info via request for home quote or via Purl for this LOB. (Already done - go to step 2) Step 2 – Create client in ezlynx if it’s a new client to the agency. Step 3 – Enter the risk info into ezlynx for bridging to carriers. (Only applies to bridgeable LOB’s). Step 4 – Identify the carriers that writes this line of business. Step 5 – Compare final validated rates to determine the best carrier for this risk.Step 6 – Prepare application for client to SigningStep 7 – Bind the Policy & Complete Point of SaleStep 8 – Process BOR & Complete Point of Sale (In case client decides to BOR to our Agency)
Completed by:
STEP 2 - Ezlynx Client Creation:
Field-2D
Note: Since the client already exists, then just verify the applicant's contact information with what's listed below.
Note - Create a new personal lines client (aka new Applicant).
Show me
First Applicant:
Second Applicant:
STEP 3 - Enter the Risk for Bridging:
Note: Enter the risk into Ezlynx quoting screens
Prio Ins. Info
Let's verify if the client own's or rent's
STEP 4 - Identify Carriers that will write this risk:
Note: You can use the Replacement Cost Estimator for an accurate reconstruction cost.
What is the intended coverage A limit (dwelling replacement)
Sign In Now
Course of Construction Und. GuidelinesCourse of Construction SpecimenHigh Value Homeowner GuidelinesNew Quantom Home 2.0 packages
1 - The Maximum Coverage A (Dwelling Amount) in California is 3 million.
2. A copy of the Ca. Fair Plan declarations page is required.3 - Coverage does not have to match Ca. Fair Plan limits.
DIC GuidelinesDIC Endorsement Acknowledgement Form
Course of Construction Und. GuidelinesCourse of Construction SpecimenProduct Comparison
DIC Product GuideDIC Specimen
Vacant Home Und. GuidelinesVacant Home SpecimenProduct Comparison
(Quoted thru BTIS)
(Quoted thru JE Brown)
STEP 5 - Compare the Rates:
STEP 6 - Prepare Application for Signatures:
Note: We need to prepare the Travelers application along with any additional underwriting forms for signatures.
Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.
HO3 Underwriting GuidelinesPrimary Home SpecimenProduct Comparison(Nevada)-Product ComparisonCA Homeowners EligibilitySub Limits Explained
Note: We need to prepare the US Assure application along with any additional underwriting forms for signatures.
Note: We need to prepare the Vacant Express application along with any additional underwriting forms for signatures.
Note: We need to prepare the AU Gold application along with any additional underwriting forms for signatures.
Note: We need to prepare the Great American application along with any additional underwriting forms for signatures.
Note: We need to prepare the Victory application along with any additional underwriting forms for signatures.
Note: We need to prepare the Zurich application along with any additional underwriting forms for signatures.
Note: We need to prepare the USLI application along with any additional underwriting forms for signatures.
Note: We need to prepare the KW Specialty application along with any additional underwriting forms for signatures.
Note: We need to prepare the Veracity application along with any additional underwriting forms for signatures.
Note: We need to prepare the Distinguished application along with any additional underwriting forms for signatures.
STEP 7 - Bind the Policy:
Note: We need to Bind the Travelers Policy.
Note: We need to Bind the US Assure Policy.
Note: We need to Bind the Vacant Express Policy.
Note: We need to Bind the AU Gold Policy.
Note: We need to Bind the Great American Policy.
Note: We need to Bind the Victory Policy.
Note: We need to Bind the Zurich Policy.
Note: We need to Bind the USLI Policy.
Note: We need to Bind the KW Specialty Policy.
Note: We need to Bind the Veracity Policy.
Note: We need to Bind the Distinguished Policy.
Now that you have Bound the Policy, its time to complete the Point of Sale. Hit Submit
STEP 6 - Process a BOR:
(What is a BOR or AOR)
Note: We need to send a Travelers BOR to the client for signing.
Basic Underwriting for Travelers BOR
-Travelers requires at least 30 days prior to renewal for the policy to be successfullytransferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.
Note: We need to send a US Assure BOR to the client for signing.
Basic Underwriting for US Assure BOR
-
Note: We need to send a Vacant Express BOR to the client for signing.
Basic Underwriting for Vacant Express BOR
Note: We need to send a Au Gold (thru JE Brown) BOR to the client for signing.
Basic Underwriting for Au Gold (thru JE Brown) BOR
Note: We need to send a Great American (thru BTIS) BOR to the client for signing.
Basic Underwriting for Great American (thru BTIS) BOR
Note: We need to send a Victory (thru BTIS) BOR to the client for signing.
Basic Underwriting for Victory (thru BTIS) BOR
Note: We need to send a Zurich (thru 123ocp) BOR to the client for signing.
Basic Underwriting for Zurich (thru 123ocp) BOR
Note: We need to send a USLI BOR to the client for signing.
Basic Underwriting for USLI BOR
Note: We need to send a KW Specialty BOR to the client for signing.
Basic Underwriting for KW Specialty BOR
Note: We need to send a Veracity BOR to the client for signing.
Basic Underwriting for Veracity BOR
Note: We need to send a Distinguished BOR to the client for signing.
Basic Underwriting for Distinguished BOR
Note: Make sure to upload all your quote files here instead of saving in ezlynx client file direclty. After you hit submit then you get the pdf copy of this CPA which will be saved in ezlynx anyway. This is a more organized way of saving files related to quoting / marketing a risk and is much easier to review on future Renewals.
Notes From Quoting Team: Please review the following information that will help explain relevant information for this risk.