This CPA will guide you to identify which carrier (s) will be the best to write this Risk (LOB)
Step 1: Collect risk info via request for personal auto quote or via Purl for this LOB. (Already done - go to step 2) Step 2 – Create client in ezlynx if it’s a new client to the agency. Step 3 – Verify how Property is Titled via Data Tree. Step 4 – Identify the carriers that writes this line of business. Step 5 – Compare final validated rates to determine the best carrier for this risk.Step 6 – Prepare application for client to SigningStep 7 – Bind the Policy & Complete Point of SaleStep 8 – Process BOR & Complete Point of Sale (In case client decides to BOR to our Agency)
Ezlynx Client Creation:
Field-2D
Note: Since the client already exists, then just verify the applicant's contact information with what's listed below.
Note - Create a new personal lines client (aka new Applicant).
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Applicant Information:
Business Contacts:
Verify Title / Ownership:
Let's verify how property is Titled:
Prior Ins. Info
Identify Carriers that will write this risk:
These are the Primary Markets (direct appointments) for Vacant Commercial Buildings.
Basic Underwriting:
Program Highlights and Forms
These are These are the Secondary Markets (thru MGA's) for Vacant Commercial Buildings.
STEP 5 - Compare the rates:
STEP 6 - Prepare Application for Signatures:
Note: We need to preapre the application along with any additional underwriing forms for signatures.
Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.
HO3 Underwriting GuidelinesPrimary Home SpecimenProduct Comparison(Nevada)-Product ComparisonCA Homeowners EligibilitySub Limits Explained
STEP 7 - Bind the Policy:
Note: We need to Bind the Policy.
STEP 8 - Process a BOR:
Field-2D (What is a BOR or AOR)
Note: We need to send a Vacant Express Bor to the client for signing.
Basic Underwriting for Vacant Express BOR
Note: We need to send a USLI Bor to the client for signing.
Basic Underwriting for USLI BOR
Note: We need to send an AU Gold BOR to the client for signing.
Basic Underwriting for AU Gold BOR
Now that you have Bound the Policy, its time to complete the Point of Sale. Hit Submit
Note: Make sure to upload all your quote files here instead of saving in ezlynx client file direclty. After you hit submit then you get the pdf copy of this CPA which will be saved in ezlynx anyway. This is a more organized way of saving files related to quoting / marketing a risk and is much easier to review on future Renewals.