CPA for Inland Marine

CPA for Inland Marine

(Carrier Placement Analysis - Commercial Inland Marine)
This CPA will guide you to identify which carrier (s) will be the best to write this Risk (LOB)

Step 1: Collect risk info via request for personal auto quote or via Purl for this LOB. (Already done - go to step 2)
Step 2 – Create client in ezlynx if it’s a new client to the agency.
Step 3 – Verify how Property is Titled via Data Tree.
Step 4 – Identify the carriers that writes this line of business.
Step 5 – Compare final validated rates to determine the best carrier for this risk.
Step 6 – Prepare application for client to Signing
Step 7 – Bind the Policy & Complete Point of Sale
Step 8 – Process BOR & Complete Point of Sale (In case client decides to BOR to our Agency)
Date

MonthDayYear
Date
Agency Name*
enter agency prefix
Producer Names (LSI)*
Ezlynx Client Creation:

Field-2D
Does the client already exist in ezlynx*
Note: Since the client already exists, then just verify the applicant's contact information with what's listed below.
Note - Create a new personal lines client (aka new Applicant).
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What is the Ezlynx Client ID
Applicant Information:
Legal Entity Type
What is the Legal Name of the business
Does the Applicant use a DBA different from the Legal Name
What is the name of the DBA
When did the Business originally start
When was this Entity established
What is the Social Media Page
What is the website for the business
Does the Business have Insurance now *
Name of Carrier*
Number of Years with this Carrier*
When does the policy expire
Business Contacts:
First & Last Name*
Primary Contact Person
Phone Number*
Email Address*
Is there a 2nd Contact*
First & Last Name*
Secondary Contact Person
Phone Number*
Email Address*
Verify Title / Ownership:

Field-2D
Let's verify how property is Titled:
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Title Status*
Prior Ins. Info
Prior Carrier*
Name of Carrier*
When does the policy expire
enter the exp/renewal date
What is annual premium (optional)
not required but helpful
Identify Carriers that will write this risk:

Field-2D
These are the Primary Markets (direct appointments) for Vacant Commercial Buildings.
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Basic Underwriting for Victory Inland Marine

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Program Highlights and Forms

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Validation Status*
Reason for Declination (check all that apply)*

New Bus SuspensionDoes not wrote this Class of Bus.Due to violations/accidents from MVR & CLUEUnacceptable vehicleExcluded driver/ownerInsufficient coverage optionsOther reasonDoes not wrote this Class of Bus.
Final Validated Price
Must annualize if 6 month term
Note for Victory Inland Marine
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Basic Underwriting for USLI

- Written via Mount Vernon Fire Ins

- Non-Admitted & Agency Billed

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Program Highlights and Forms

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Validation Status*
Reason for Declination (check all that apply)*

New Bus SuspensionDoes not wrote this Class of Bus.Due to violations/accidents from MVR & CLUEUnacceptable vehicleExcluded driver/ownerInsufficient coverage optionsOther reasonDoes not wrote this Class of Bus.
Final Validated Price
Must annualize if 6 month term
Note for USLI
Sign In Now
Basic Underwriting for Great American

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Program Highlights and Forms

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Validation Status*
Reason for Declination (check all that apply)*

New Bus SuspensionDoes not wrote this Class of Bus.Due to violations/accidents from MVR & CLUEUnacceptable vehicleExcluded driver/ownerInsufficient coverage optionsOther reasonDoes not wrote this Class of Bus.
Final Validated Price
Must annualize if 6 month term
Note for Great American Insurance Company
Sign In Now
Basic Underwriting for Victor Insurance

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Program Highlights and Forms

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Validation Status*
Reason for Declination (check all that apply)*

New Bus SuspensionDoes not wrote this Class of Bus.Due to violations/accidents from MVR & CLUEUnacceptable vehicleExcluded driver/ownerInsufficient coverage optionsOther reasonDoes not wrote this Class of Bus.
Final Validated Price
Must annualize if 6 month term
Note for Victor Insurance
These are These are the Secondary Markets (thru MGA's) for Vacant Commercial Buildings.
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Basic Underwriting for US Assure

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Program Highlights and Forms

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Validation Status*
Reason for Declination (check all that apply)*

New Bus SuspensionDoes not wrote this Class of Bus.Due to violations/accidents from MVR & CLUEUnacceptable vehicleExcluded driver/ownerInsufficient coverage optionsOther reasonDoes not wrote this Class of Bus.
Final Validated Price
Must annualize if 6 month term
Note for US Assure
STEP 5 - Compare the rates:

Field-2D

Rate Comparison Chart :

	Prior / Current Carrier	Victory	USLI	Great Am.	Victor	US Assur.
Commercial Auto

Quote released with*

VictoryUSLIGreat AmericanVictorUS AssureClient decided to BOR to our agencyNone / Will stay with Current Carrier
Client decided to Purchase

VictoryUSLIGreat AmericanVictorUS AssureClient decided to BOR to our agencyNone / Will stay with Current Carrier
What carrier are we doing the BOR with*

VictoryUSLIGreat AmericanVictorUS Assure
Please choose the reason why we could NOT close the sale*

Could not beat existing rateCould not find a marketClient does not want to move midtermUndesirable, agency does not want itOther
Notes
STEP 6 - Prepare Application for Signatures:

Field-2D
Note: We need to prepare the application along with any additional underwriing forms for signatures.
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Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.
HO3 Underwriting Guidelines
Primary Home Specimen
Product Comparison
(Nevada)-Product Comparison
CA Homeowners Eligibility
Sub Limits Explained
STEP 7 - Bind the Policy:

Field-2D
Note: We need to Bind the Policy.
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STEP 8 - Process a BOR:

Field-2D (What is a BOR or AOR)
Note: We need to send a Victory BOR to the client for signing.
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Basic Underwriting for Victory BOR

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Note: We need to send a USLI BOR to the client for signing.
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Basic Underwriting for USLI BOR

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Note: We need to send a Great American BOR to the client for signing.
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Basic Underwriting for Great American BOR

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Note: We need to send a US Assure BOR to the client for signing.
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Basic Underwriting for US Assure BOR

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What is the Policy or Quote number*
Notes
Now that you have Bound the Policy, its time to complete the Point of Sale. Hit Submit
Note: Make sure to upload all your quote files here instead of saving in ezlynx client file direclty. After you hit submit then you get the pdf copy of this CPA which will be saved in ezlynx anyway. This is a more organized way of saving files related to quoting / marketing a risk and is much easier to review on future Renewals.
Upload Files (Quotes / Apps, Etc)

Browse Files
(Quotes / Applications, Images, Etc) Cancelof
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