a) Do not sign this contract before you read it,or if any spaces intended for the agreed terms, except as to unavailable information are blank. b) You are entitled to a copy of this contract at the time you sign it. c) You may at any time pay off the full unpaid balance due under this contract, and in so doing you may receive a partial rebate of the finance charge. d) The finance charge does not exceed twenty percent (20.00%) per annum, computed monthly. e) You may cancel this agreement if it is solicited in person, and you sign it at a place other than the offices of Associated Catholic Cemeteries shown above, which notice shall be posted no later than midnightof the third day (excluding Sundays and holidays) following your signing this agreement.