You must have met at least 80% of the current loans repayment schedule to qualify for a refinance.
A refinance means a part of any new loan approved will go towards settling a current loan you have with us in full. The remainder of the loan will be transferred into your account.
IMPORTANT: It is a serious breach of our lending terms and conditions to acquire a new loan without advising us of changes in your submitted details. Please ensure any changes to employment, Banking & relevant personal details are sent through to us before applying for a new loan.
Any Cash loan taken out under false pretenses will be treated as fraud and will be prosecuted to the full extent of the law if necessary.
Your new bank account must meet the following criteria to proceed:
We will need a new direct debit authority for the new account, please fill in the following:
Signing below will provide us with a new signed direct debit authority for the bank account entered above. A copy of this direct debit authority can be requested by emailing manager@cantwait.co.nz
EXPRESS PROCESSING:
Funds will be transferred as soon as your loan is approved and we have received your final loan acceptance response.
Transfers are available Monday to Saturday.
STANDARD PROCESSING:
Funds will be transferred to your bank account in the next transfer batch at 4 pm after your loan is approved and we have received your final loan acceptance response.
Will consist of {numpaydays} {payFrequency42} repayments of ${firstrepayment2} beginning on the {nextPay46}.
Interest Rate 49.95%pa or 0.136% per day.
Interest and Fees ${costofborrowing}
Total Payable ${totalPayable}
Please describe your {payFrequency42} income.
Please describe your {payFrequency42} expenses below.
SHARED LIVING EXPENSES: Please only enter the portion that you pay towards expenses. We will use your provided bank statements to verify these amounts.
Please describe your {payFrequency42} expenses.
Go To Centrix
We're not open today but we will process this application first thing tomorrow.