Our Health check is comprehensive and the information provided will vary depending on your inputs. The information you provide is directly linked to the accuracy of the Health Check. You will receive an email with access to Fintor’s secure document portal which will detail the additional information we require.
Our system will send you & your partner a link to our secure document portal within 2 business days.
Once you have completed the information requested and clicked submit. Our team will go to work and you should expect your health check within 1-3 business days.
Fintor's Financial Health Check is comprehensive and our team of fully qualified advisers and mortgage brokers will assess and provide feedback and identify potential areas where you can save!
The information that Fintor is able to provide is subject to the information you provide and 3rd party providers having the relevant information on your particular products or services.
The Fintor group of companies has been strategically designed from the ground up to facilitate a partnership between Financial Planning and Mortgage Broking services allowing for an optimum and holistic client experience. Each of these distinct services are governed by separate Licensees and run by our team of dedicated and highly qualified professionals who will provide the highest levels of support, education and advice across both service offerings to help you better your financial future.
Both Financial Planning and Mortgage Broking services are complex and unique industries subject to a range of ever-changing legislative requirements for which it is imperative that Fintor is compliant at all times. It is for this reason that Fintor engages with separate licensees for each of these services to ensure they are individually represented by the best possible industry leader available even though our advice often results in these separate offerings working together.
Service Licensee:
The separate companies comprising the Fintor group of companies include the following:
Company Name
Financial Advice
Any financial advice recommendations will always be presented in a formalised statement of advice in line with current legislative requirements. These services will be provided by Fintor Pty Ltd who is a Corporate Authorised Representative (No.1288780) of Capstone Financial Planning Pty Ltd. ABN 24 093 733 969. Australian Financial Services Licence No. 223135.
To learn more about these services please read the Capstone Financial Plannings financial services guide which can be accessed by clicking the below link:
Financial Services Guide
Mortgage Broking
Any recommendations that result in a Lending product (i.e. home loan / Personal loan) being recommended will be issued under Australian Finance Group Ltd AFG, Australian Credit License ACL 389087.
Australian Financial Groups' credit guide is customised to the individual and our company's current information and business. The most current credit guide will be provided at the first meeting with a Fintor representative.
Financial Education
Fintor’s financial education offering has been designed by qualified professionals who are both employed and licensed by the Fintor group of companies. All education provided by Fintor is of a general nature and doesn’t constitute nor is it designed to replace personalised financial advice. The financial education programs are designed to inform and empower with the ultimate goal of streamlining and reducing the cost of receiving personal advice if still required.
Fintor team of professionals require personal and sensitive information from you and/or your partner to provide you with appropriate solutions, recommendations and advice.
Your privacy and the confidentiality of the information you provide will be stored and secured in accordance with Australian Financial Services Regulations and is protected to the best extent Fintor and its Licensee partners can afford.
Your Privacy is subject to two Privacy Policies
Fintors licensees; Capstone Financial Planning Pty Ltd & Australian Financial Group Ltd each have their own respective Privacy policies.
Capstone Financial Planning Pty Ltd Privacy policy can be found by accessing the below link:
Privacy Policy
Australian Financial Group's (AFG) Privacy policy is customised to the individual. As such, this privacy policy will be discussed and issued at the first appointment you have with a Fintor representative.
The general terms of Australian Financial Group AFG privacy policy can be found on Fintor - Your lending Specialists website:
Fintor shares your information between the Fintor group of companies for the sole purpose of obtain the most appropriate financial solutions and products for your individual needs and circumstances.
Should you only wish to share your information with one of the Fintor entities please indicate your preference in the below privacy question OR call Fintor on 1300 Fintor (1300 346 867).
Fintor at no point in time will disclose your information to third-party marketing providers.
Fintor's own internal systems will regularly keep you informed of beneficial product changes, potential savings and offers which align with your stated objectives and the advice we provide. If you don't wish to receive this valuable information from Fintor, simply email Fintor and request this service to be stopped or cancelled.
To provide you with assistance with any Lending requests or Financial Advice that considers tax minimisation or your superannuation strategy, Fintor will require the most recent super statement and updated information if the statement is more than 6 months old for each super fund that you own.
Fintor team are more than happy to assist you in collecting the information required and can guide you through the questions and information you need to request. Our team can also call and make enquiries on your behalf, without your assistance. However, as we are a third party, there is a significant time commitment and process required to collect this information. As such, Fintor will charge $100.00 per superannuation fund. This charge is not made should you assist Fintor in collecting the information.
To save you time & money, please upload the following information. A screenshot of this information is more than ok.
Information required:
Information required for Self-Managed Super Funds
You can upload this information now or simply send the information to Fintor Via email or upload this information to Fintor's secure document portal at a later point in time.
Fintor's document portal will be sent to you within 2 business days of completing this application.
Fintor's team will send you another form shortly to complete, which will require you to detail what you currently spend.
If you currently use any software or have completed a recent budget that you believe to be accurate, please simply send Fintor this information via email or upload the information to Fintor's secure document portal.
The secure document portal will be sent to you within 2 business days of completing this application.
These are the statements that Fintor will require to complete this section:
Bank/ savings account
Any Loans