What are the benefits of SFI and SEDPI Coop membership?

As a SEDPI Coop associate member, you may gain access to savings products such as Joint Venture Savings (JVS), previously called Socially Responsible Investments (SRIs). Not only will you earn from the JVS but also from SEDPI Coop dividends. You can also avail SEDPI remittance services for Pag-IBIG and SSS.

What are SFI and SEDPI Coop products and services?

Ang SEDPI ay nag ooffer ng sumusunod:

• Financial literacy trainings
• Joint Venture Savings (JVS), same as Socially Responsible Investments (SRI)
• Payment services for Pag-IBIG and SSS
• (L)Earning Wealth book by Sir Vince Rapisura

How do I become a member of SFI and SEDPI Coop membership?

To register as SEDPI Coop member and participate in joint ventures, please register and take the PMES through this link:

bit.ly/SEDPICoopPMES

Pagkatapos gawin ang PMES, may email confirmation and instruction na matatanggap kung paano magbayad the membership fee and share capital for SEDPI Coop. Pagkabayad nito, pwede na kayong mamili ng SEDPI joint venture savings na gustong salihan at magdeposit ng initial investment.

How much is the SEDPI Coop membership fee and share capital?

SEDPI Coop membership fee depends on one's total joint venture savings.

PhP100, if joint venture savings < or = PhP100,000.00
PhP500, if joint venture savings > PhP100,000.00

SEDPI Coop share capital for is at PhP1,000 per share. Pay at least 1 share to be an Associate Member.

What are Joint Venture Savings (JVS)?

Sir Vince Rapisura established SEDPI Group of Social Enterprises in 2004. It provides opportunities for social investments through joint ventures. Joint venture savings (JVS) ang tawag dito. Tinawag din itong Socially responsible investment (SRI) dati.

JVS is also known as impact investing where investments are made to companies, organizations and funds with the intention to generate a measurable, beneficial social or environmental impact alongside a financial return. The proceeds are used to invest in a well-selected portfolio of debt and equity securities through joint ventures; mostly to microfinance institutions and social enterprises operating in the Philippines, as well as small scale real estate projects. This is designed to accommodate small social investors seeking capital appreciation and positive social impact.

SEDPI JVS is for investors who would like to build and preserve their savings and want a positive social impact.

SEDPI JVS features:

• Higher Returns - compared to time deposit of commercial banks and government treasury bills
• Invested in strong institutions in the Philippines - mainly in microfinance institutions and social enterprises
• Professionally-managed - extensive appraisal and reports
• Profit and loss sharing scheme - joint venture that shares in the risks and profits of project investments

What are the types of joint venture savings?

There are 6 types of joint venture savings (JVS) in SEDPI. Below are the usual terms and conditions per type. There might be a variation for the actual JVS.

Please review each JVS option for complete terms and conditions.

What is profit and loss share between SEDPI and investor?

Profit and loss sharing involves sharing of risk and profits between the parties. Shared profit and losses is one of the basic elements constituting a joint venture. JVS are joint ventures, wherein the investor and SEDPI are the parties with the contractual relationship that share in the specific and identifiable and intangible profits and losses.

What are the available JVS?

Visit the following links for details of the available JVS.

Working Capital Joint Venture Savings

PROMO!!! SEDPI Social Microfinance 4 (SSM) - from Feb 15-28, 2023 only

SEDPI Social Microfinance (SSM) 

Pantukan Chess Club Cooperative 2 (PCCC2)

Real Estate Joint Venture Savings

Marzan 2 

Rosario 1 (ROS1)

Shared Farms

Melendres Agricultural Farm 2 (MAF2)

JVS Baskets

Real Estate Basket (RE Basket)

Share Capital Basket (SCB)

To view available SRI options and the summary of their terms and conditions, please log in to your SRI online account: https://vincerapisura.com/sri/login

How do I access JVS terms and conditions, payout terms, payout schedule?

Terms and conditions (example: payout terms, payout schedule) per JVS are summarized in the online dashboard found in https://vincerapisura.com/sri. They are discussed in the links provided to answer the question "What are the available SRIs?"

General Joint Venture Agreements for Working Capital JV, Share Capital JV and Rental Property JV can be found at the following links:

• Working Capital JVA: https://vincerapisura.com/working-capital-joint-venture-agreement/
• Share Capital JVA: https://vincerapisura.com/share-capital-joint-venture-agreement/
• Rental Property JVA: https://vincerapisura.com/rental-property-joint-venture-agreement/

Where can I view my transactions and investments through SEDPI KaSosyo Online?

After your registration, you will receive login details to access your SEDPI KaSosyo Online dashboard.

To view your investments and transactions, you may login to https://vincerapisura.com/sri/login.

To update your password, click forget password on the login page.

To help you understand your SRI dashboard, please watch this tutorial:
https://youtu.be/olmCOwHcQ44. 

What are SEDPI My Wallet and SEDPI Coop pitaka savings?

SEDPI My Wallet and SEDPI Coop Pitaka Savings are the same. Dito magrereflect ang contribution at capital payout na marereceive from the JVS. You can deposit and park your funds in the wallet while waiting for other JVS to open for ease of reinvestment.

Funds placed in the SEDPI My Wallet/ SEDPI Coop Pitaka Savings do not earn dividends. Para kumita, kailangan itong ireinvest sa active JVS.

How do I reinvest from wallet to membership fee, SEDPI Coop share capital, or JVS?

Bago magreinvest icheck kung ang balanse ng wallet ay pasok sa minimum savings amount. Makikita ang minimum amount sa artcard na nasa dashboard ng https://www.vincerapisura.com/sri. 

Para makapag reinvest, sundin ang mga instructions sa baba:

1. Login to online account https://www.vincerapisura.com/sri/login.
2. On your dashboard, click “Reinvest” button.
3. Click field under “Enter Request Date”. Pick current date, then click “Select”.
4. Enter amount (enter digits only, do not include space or comma). It should not exceed amount in your “My Wallet”
5. Choose JVS where you want to reinvest under “Saan Mo Gustong Mag-Invest?”
5.1. For Membership Fee (PhP100), choose MEM
5.2. For SEDPI COOP Share Capital (PhP1000), choose SEDPI COOP
5.3. Available JVS Options are also included under the dropdown menu.
6. Click “Submit Reinvestment” once all fields are completed.
7. If you want to submit reinvestment request, click “Yes, upload it!” when asked, “Submit reinvestment? Are you sure?”. Otherwise, click “Cancel”.
8. You will see the message “Done! Your data has been saved. Please click View Account Again” when submission was successful. Click “Ok”. Click screen to go back to your dashboard.
9. Click “View My Transactions” button. You should see your transaction under the category where you reinvested your funds.

How do I reinvest from wallet to SSS/Pag-IBIG?

SSS and PAGIBIG are separate entities from SEDPI. To transfer your wallet funds from SEDPI wallet to SSS/PAGIBIG, you’ll need to request for a withdrawal. Applicable withdrawal fees shall apply if the fund in your wallet is still within the 2yr holding period.

WITHDRAWAL request from wallet to SSS/PAGIBIG 1/MP2 inquiry form Instructions:
1. Click link: https://bit.ly/sedpi-inquiry
2. Provide complete details
3. Select PAGIBIG through SEDPI
4. Q: What is your inquiry/request about SSS/Pag-IBIG through SEDPI? - Select OTHERS
5. Q: "Did this resolve your inquiry? - Select NO.
6. Add to comment (copy the template below and provide ALL the details)

Subject: Withdrawal request for (SSS/P1/MP2) (YY-MM-DD)

Complete Name:
Date of Birth: PH address:
Current Address:
Mobile #:
Email Address:
Request date:
How much are you withdrawing from wallet?:
Where do you want to remit your contribution?: (provide only the applicable)
SSS Account Name:
SSS Account Number:
Amount to remit:
Months covered:

PAGIBIG Account Name:
PAGIBIG 1 Account Number:
PAGIBIG MP2 Account Number:
Amount to remit: Months covered:

7. Click Browse Files to upload your proof of deposit.
8. Click SUBMIT
9. Your transaction will be verified within 14 business days.

How do I withdraw funds from wallet and JVS?

Withdraw via inquiry form

1. Click link: https://bit.ly/sedpi-inquiry
2. Provide complete details
3. Select SEDPI Coop (and JVS previously called SRI)
4. Select Joint Venture Savings (JVS), previously called Socially Responsible Investments
5. Select Withdrawal
6. What is your inquiry about SEDPI Withdrawal - Select “I want to request for withdrawal”
7. Provide all details needed. In the amount field, you can input the total amount you would like to withdraw. For “which JVS are you withdrawing from?” type the code or name of the JVS you are withdrawing from. If you are redeeming from multiple JVS, please indicate each JVS and the amount you would like to withdraw from the JVS.
8. Select where you want the funds to be credited. If withdrawing to your own account, provide your bank details. If you are assigning a representative, provide their bank details instead. Please provide complete bank details to avoid delay and charges.
9. Click Browse Files to upload your ID for your own account. If the receiver is a representative, please upload a signed authorization letter and copy of both your and your representative's ID.
10. For “Did this resolve your inquiry?”, select “Still Pending”.
11. Our processing period may take up to 14 business day.

Please be reminded that there will be an applicable 3% or 10% withdrawal fee which will be deducted from the total amount withdrawn if the funds you are redeeming is still within the 2 year holding period.

What is a deposit?

A deposit is the fund deposited/transferred to SEDPI bank accounts intended to pay for SEDPI services, participate in JVS and SSS/Pag-IBIG contributions.

What is the process for payment deposit?

To know the different payment channels to deposit savings read “Where can I deposit payment?” found in FAQ page, inquiry form or https://bit.ly/SEDPIPay

Inform Deposit Instructions:

If one deposit is composed of multiple transactions (example: payment is PhP11100, but PhP100 is for membership fee, PhP1000 for share capital, PhP10000 for SSM), you should inform deposit per transaction. Amount indicated (under step 4) should be the amount allotted for the org where payment will be applied (under step 9).

1. Login to SRI online https://www.vincerapisura.com/sri/login
2. On your dashboard, click “Inform Deposit” button.
3. Click field under “Enter Date”. Then click “Select”.
4. Enter amount (enter digits only, do not include space or comma).
5. Enter bank name and bank account # of source account
6. Enter bank name and bank account # of destination account
7. Choose file of proof of payment that you will upload under receipt. Then click “Open”.
8. Indicate transaction reference #
9. Choose org where payment will be applied
9.1. For Membership Fee (PhP100), choose MEM
9.2. For SEDPI COOP Share Capital (PhP1000), choose SEDPI COOP
9.3. Available SRI Options are also included under the dropdown menu.
10. Click “Upload” once all fields are completed.
11. If you want to submit inform deposit request, click “Yes, upload it!” when asked, “Upload Transaction? Are you sure?”. Otherwise, click “Cancel”.
12. You will see the message “Done! Your data has been saved. Please click View Account Again” when submission was successful. Click “Ok”. Click screen to go back to your dashboard.
13. Click View My Transactions. You should see your transaction under “Pending”.
14. Your transaction will be verified within 15 days.

How long is the deposit validation?

Deposit validation usually takes up to 14 business days.  

Please provide the following details:

Please note that deposit validation may take up to 14 business days.

What is reinvest or reinvestment?

To reinvest/reinvestment is to assign your wallet funds to a JVS, SSS or Pag-IBIG contributions.

In order to ensure that your JVS earnings are maximized, it is highly recommended to reinvest every payout, as long as wallet funds can cover minimum amount required for JVS chosen. 

Tandaan na ang pondo sa "My Wallet" or SEDPI Pitaka ay hindi kumikita. Para kumita ang savings mo, ireinvest ito sa mga available JVS, SSS or Pag-IBIG contributions.

How do I reinvest from wallet to membership fee, SEDPI Coop share capital, or JVS?

Bago magreinvest icheck kung ang balanse ng wallet ay pasok sa minimum savings amount. Makikita ang minimum amount sa artcard na nasa dashboard ng https://www.vincerapisura.com/sri. 

Para makapag reinvest, sundin ang mga instructions sa baba:

1. Login to online account https://www.vincerapisura.com/sri/login.
2. On your dashboard, click “Reinvest” button.
3. Click field under “Enter Request Date”. Pick current date, then click “Select”.
4. Enter amount (enter digits only, do not include space or comma). It should not exceed amount in your “My Wallet”
5. Choose JVS where you want to reinvest under “Saan Mo Gustong Mag-Invest?”
5.1. For Membership Fee (PhP100), choose MEM
5.2. For SEDPI COOP Share Capital (PhP1000), choose SEDPI COOP
5.3. Available JVS Options are also included under the dropdown menu.
6. Click “Submit Reinvestment” once all fields are completed.
7. If you want to submit reinvestment request, click “Yes, upload it!” when asked, “Submit reinvestment? Are you sure?”. Otherwise, click “Cancel”.
8. You will see the message “Done! Your data has been saved. Please click View Account Again” when submission was successful. Click “Ok”. Click screen to go back to your dashboard.
9. Click “View My Transactions” button. You should see your transaction under the category where you reinvested your funds.

How to reinvest from wallet to SSS/Pag-IBIG?

SSS and PAGIBIG are separate entities from SEDPI. To transfer your wallet funds from SEDPI wallet to SSS/PAGIBIG, you’ll need to request for a withdrawal. Applicable withdrawal fees shall apply if the fund in your wallet is still within the 2yr holding period.

WITHDRAWAL request from wallet to SSS/PAGIBIG 1/MP2 inquiry form Instructions:
1. Click link: https://bit.ly/sedpi-inquiry
2. Provide complete details
3. Select PAGIBIG through SEDPI
4. Q: What is your inquiry/request about SSS/Pag-IBIG through SEDPI? - Select OTHERS
5. Q: "Did this resolve your inquiry? - Select NO.
6. Add to comment (copy the template below and provide ALL the details)

Subject: Withdrawal request for (SSS/P1/MP2) (YY-MM-DD)

Complete Name:
Date of Birth:
PH address:
Current Address:
Mobile #:
Email Address:
Request date:
How much are you withdrawing from wallet?:
Where do you want to remit your contribution?: (provide only the applicable)
SSS Account Name:
SSS Account Number:
Amount to remit:
Months covered:

PAGIBIG Account Name:
PAGIBIG 1 Account Number:
PAGIBIG MP2 Account Number:
Amount to remit:
Months covered:

7. Click Browse Files to upload your proof of deposit.
8. Click SUBMIT
9. Your transaction will be verified within 14 business days.

What is a holding period?

A holding period applies to all new deposits made to SEDPI and payouts gained from those deposits. This is to encourage the members to complete the term of the joint venture and get the full experience of investing in an SRI. This also protects SEDPI and the investors from fees since partial and premature withdrawal of capital from Coops and other partner organizations are not allowed.

SRIs have a holding period of two (2) years or five (5) years, depending on the terms and conditions. This means that if the investor withdraws investment before the holding period ends, withdrawal fee will be charged.

What are withdrawal fees?

SEDPI and the investors placed a pooled funds in the Coop/Org where partial withdrawal of capital is not allowed. Withdrawal fees are used to cover surcharges implicated by early withdrawal of your investment from the joint venture.

Withdrawal fee is 3% or 10% of the total amount withdrawn and shall only apply if the withdrawn fund is still covered by the holding period. Refer to the terms and conditions of the particular SRI for applicable withdrawal fee.

What if withdrawal details need to be changed after confirmation of details?

To avoid delays, please ensure that all fields for personal and bank details are all filled out and are correct. A confirmation email will be sent to you after the withdrawal request, please check it thoroughly.

If there is a need for correction, login immediately to your SRI online dashboard, go to pending tab and delete your invalid withdrawal request. You will need to resubmit your withdrawal request on the Vince Rapisura page messenger with the corrections. 

Is there a withdrawal details correction fee? How much?

A service fee of PhP100 shall apply when the member requests for a change of bank details and information AFTER the request has been processed, and if the transaction was reversed to us due to incorrect information provided. This will be deducted from the amount to be deposited to your account. 

Please provide the following details:

When asked, "Did this resolve your inquiry/ request?", click "Still Pending"

Please note that withdrawal process may take up to 14 business days.

Provide the details of the account's owner below. 

When asked, "Did this resolve your inquiry/ request?", click "Still Pending"

Please note that withdrawal process may take up to 14 business days.

Please provide the following details:

What is a certificate of deposit?

A certificate of deposit is a detailed statement of account and is issued as requested by the member for supporting document purposes. 

Is there a certificate of deposit fee?

A PhP300 document fee is applicable per request. 

To request for a certificate of deposit, please provide the following details:

What is a statement of account?

A Statement of Account is a record of all your transactions with SEDPI which includes deposits, joint venture participation, withdrawals, remittances to SSS/Pag-IBIG etc. 

How to view statement of account?

To view your investments and transactions, you may login to https://vincerapisura.com/sri/login

To update your password, click forget password on the login page.

How to print statement of account?

A copy of your statement of account can be downloaded from your SRI Online dashboard. Simply click on the printer icon.

What is dividend payout?

Ang dividend payout ay ang kita na matatanggap ng member galing sa SRI joint venture na kanyang sinalihan. 

What is profit and loss share between SEDPI and investor?

Profit and loss sharing involves sharing of risk and profits between the parties. Shared profit and losses is one of the basic elements constituting a joint venture. SRIs are joint ventures, wherein the investor and SEDPI are the parties with the contractual relationship that share in the specific and identifiable and intangible profits and losses. 

Pleae provide the following details:

What is account closure?

Account closure is the intent to delete your SEDPI account. 

Request for account closure

Before requesting for account closure, please make sure that all funds from your account has been cleared or withdrawn. You will be unsubscribed from our mailing list and all your data will be deleted. For Viber Community and page messenger you have to leave/unsubscribe and/or delete the conversation thread. Processing is 14 business days.

Please provide the following details.

Deposit validation fee

• FREE - if deposits are made through the provided payment channel options
• PhP100 - if deposits are made through channels other than provided

SEDPI Coop membership fee and share capital

• SEDPI Coop annual membership fee is PhP100 for SRI balance of < 100,000, and PhP500 for ≥ 100,000.
• Associate members (investors) can avail up to 4 shares at PhP1,000 per share - PhP1,000 (minimum) to PhP4,000 (maximum)

Certificate of deposit fee

•  PhP300 per request

Withdrawal fee

• FREE - if withdrawn amount is beyond the (2 or 5 year) holding period
• 3% of the total withdrawn amount - if the funds are still within the (2 or 5 year) holding period 

Withdrawal details correction fee

• FREE - if invalid withdrawal request is deleted and corected immediately before processing
• PhP100 - if the correction was made AFTER it was processed and the funds were reversed and needs to redeposit

What SSS transactions can I course through SEDPI?

SEDPI is a registered collections agent ng SSS. We can assist to remit your monthly contributions to SSS.

Can I register to SSS through SEDPI?

Unfortunately, no. SSS accepts registration and request to update member's data profile through their branch offices and online, and can only be requested by the member or account holder.

Check the link below to know how to register online: https://bit.ly/registerSSSonline 

How do I remit SSS contribution through SEDPI?

To know the different payment channels to send in your SSS/PAGIBIG, see “Where can I deposit SRI joint venture payment?” in our FAQ. Please make sure that you have a record of your SSS Account number before making a deposit. Only registered members can make account related inquiries to SSS. We cannot assist in retrieving your SSS account number.

To submit your proof of deposit, please follow the instructions below:

Inform Deposit for SSS/PAGIBIG 1/MP2 inquiry form

1. Click link: https://bit.ly/sedpi-inquiry
2. Provide complete details
3. Select PAGIBIG through SEDPI
4. Q: What is your inquiry/request about SSS/Pag-IBIG through SEDPI? - Select OTHERS
5. Q: "Did this resolve your inquiry? - Select NO.
6. Add to comment (copy the template below and provide ALL the details)
Subject: INFORM DEPOSIT FOR (SSS/P1/MP2) (YY-MM-DD)

Complete Name:
Date of Birth:
PH address:
Current Address:
Mobile #:
Email Address:
Date of deposit:
How much is your deposit?:
Source account: (Bank name, branch, account name, account number)
Destination account: (Bank name, branch, account name, account number)
Where do you want to remit your contribution?: (provide only the applicable)
SSS Account Name:
SSS Account Number:
Amount to remit:
Months covered:

PAGIBIG Account Name:
PAGIBIG 1 Account Number:
Amount to remit:
Months covered:

7. Click Browse Files to upload your proof of deposit.
8. Click SUBMIT
9. Your transaction will be verified within 14 business days.

What Pag-IBIG transactions can I course through SEDPI?

SEDPI partnered with PAGIBIG as their registered collecting agent. We can help you process your P1 and MP2 applications and contributions for FREE. 

Can I register to Pag-IBIG (P1 and MP2) through SEDPI?

 Yes. We can assist you in processing your P1 and MP2 applications. 

How do I register for P1 and/or MP2 through SEDPI?

To apply for PAGIBIG 1 and MP2 accounts, please download and submit accomplished forms through our inquiry form:

PAGIBIG 1: https://bit.ly/pagibig1-registration-form

MP2: https://bit.ly/pagibig-mp2-registration-form

How long is the application process?

Processing of applications may take up to 14 business days.

How do I remit Pag-IBIG contribution through SEDPI?

To know the different payment channels to send in your SSS/PAGIBIG, see “Where can I deposit SRI joint venture payment?” in our FAQ. Please make sure that you have a record of your PAGIBIG 1/MP2 Account number before making a deposit. If you do not have an active P1 account or would like to apply for MP2, download application forms, fill it out and send it back to us through the inquiry form.

To submit your proof of deposit, please follow the instructions below:

Inform Deposit for SSS/PAGIBIG 1/MP2 inquiry form

1. Click link: https://bit.ly/sedpi-inquiry
2. Provide complete details
3. Select PAGIBIG through SEDPI
4. Q: What is your inquiry/request about SSS/Pag-IBIG through SEDPI? - Select OTHERS
5. Q: ""Did this resolve your inquiry? - Select NO.
6. Add to comment (copy the template below and provide ALL the details)
Subject: INFORM DEPOSIT FOR (SSS/P1/MP2) (YY-MM-DD)

Complete Name:
Date of Birth:
PH address:
Current Address:
Mobile #:
Email Address:
Date of deposit:
How much is your deposit?:
Source account: (Bank name, branch, account name, account number)
Destination account: (Bank name, branch, account name, account number)
Where do you want to remit your contribution?: (provide only the applicable)
SSS Account Name:
SSS Account Number:
Amount to remit:
Months covered:
PAGIBIG Account Name:
PAGIBIG 1 Account Number:
PAGIBIG MP2 Account Number:
Amount to remit:
Months covered:

7. Click Browse Files to upload your proof of deposit.
8. Click SUBMIT
9. Your transaction will be verified within 14 business days.

Can I have my Pag-IBIG account updated through SEDPI?

Yes. In order to update your Pag-IBIG account, please attach the following to this form:

• Pag-IBIG Member's Change of Information Form
  • Please download the form here: https://bit.ly/PAGIBIGMCIF
  • Fill-out the form and attach the form here:

• Attach soft copy of your valid ID here:

Attach authorization letter stating the changes and authorizing SEDPI Representative, Dizon Regondola, to process your request on your behalf. (Note: Sample authorization letter may be found here: )

Where can I view my P1 and MP2 transactions?

To check receipt of your deposit, login to your SRI Online account and see pending tab. Validation period is up to 14 business days.

To check remittance of your P1 and MP2 contributions, login to your Virtual Pag-IBIG account: https://bit.ly/VirtualPAGIBIGLogin

To create your Virtual Pag-IBIG account: https://bit.ly/CreateVirtualPAGIBIG 

Please provide the following details:

Please note that processing of applications and remittances may take up to 14 business days.