In consideration for credit being extended, we acknowledge and agree to the following: (1) Payment or I am jointly, severally, and unconditionally guaranteed within 30 days of the date of delivery; (2) any charges unpaid after the 15TH day will be charged 20.24 APR; (3) any charges still outstanding after 90 days from date of delivery are subject to collection, and all collection or arbitration expenses, attorney's fees, and court costs will be borne by the purchaser; (4) title to all work shall remain with the creditor until all invoices and additional charges have been paid in full; (5) all claims, requests for adjustments, or notification of errors must be made within thirty days, or charges are considered accepted; (6) this agreement shall apply to all current and future charges unless revocation is received by registered mail; (7) credit privileges may be withdrawn at any time without invalidating the terms of this agreement.