Your Borrowing Capacity

1
Full nameAs it appears on your ID
First Name
Middle Name
Last Name
2
E-mail
3
Contact numberWhat's your primary number?
Phone Number
4
What is your current address?
Street Address
Street Address Line 2
City
State / Province
Postal / Zip Code
Please Select
Please Select
Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
The Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Brazil
Brunei
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo
Cook Islands
Costa Rica
Cote d'Ivoire
Croatia
Cuba
Curaçao
Cyprus
Czech Republic
Democratic Republic of the Congo
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Polynesia
Gabon
The Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran
Iraq
Ireland
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
North Korea
South Korea
Kosovo
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macau
Macedonia
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Nagorno-Karabakh
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Turkish Republic of Northern Cyprus
Northern Mariana
Norway
Oman
Pakistan
Palau
Palestine
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Republic of the Congo
Romania
Russia
Rwanda
Saint Barthelemy
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
Somaliland
South Africa
South Ossetia
South Sudan
Spain
Sri Lanka
Sudan
Suriname
Svalbard
eSwatini
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Transnistria Pridnestrovie
Trinidad and Tobago
Tristan da Cunha
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Vatican City
Venezuela
Vietnam
British Virgin Islands
Isle of Man
US Virgin Islands
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe
Other
Country
5
How much do you have in savings?
6
Do you have a budget in mind for the purchase price of your home?
7
What is the reason for your home loan?
To buy my first home
To refinance my existing home
To buy my next home
To buy my next home and refinance existing home
To buy an investment property
Construction
8
If the property you're refinancing is different from you current address, please enter the address of that property below.
Huge
Large
Normal
Small
Ok
Ok
9
Will you be living in the refinance property or renting it out?
Renting it out
Living in it
10
If you can, please estimate the rent you could achieve for this property
11
If you can, please estimate what you think your property is worth
12
Do you have a home loan on this property? If so, how much is owing?
13
How many applicants will be applying for this loan?
Just me
Just me
Me and another person
Multiple applicants
14
Tell us about your income sources
Applicant 1
Main income
PAYG (salaried employment)
My own business
Investment
Rental income
Government payments
Row 0, Column 0
Other income
PAYG (salaried employment)
My own business
Investment
Rental income
Government payments
Row 1, Column 0
Main income
Other income
Applicant 1
PAYG (salaried employment)
My own business
Investment
Rental income
Government payments
Row 0, Column 0
Applicant 1
PAYG (salaried employment)
My own business
Investment
Rental income
Government payments
Row 1, Column 0
1 of 2
15
Let's talk about your incomeThe more information you can give us, the more accurate your borrowing capacity assessment will be! If you don't receive a listed type of income, just leave it blank.
Applicant 1
Your annual base pay before tax
Row 0, Column 0
Any bonus or commission income
Row 1, Column 0
Second job income
Row 2, Column 0
Child maintenance
Row 3, Column 0
Investment income
Row 4, Column 0
Rental income
Row 5, Column 0
Your annual base pay before tax
Any bonus or commission income
Second job income
Child maintenance
Investment income
Rental income
Applicant 1
Row 0, Column 0
Applicant 1
Row 1, Column 0
Applicant 1
Row 2, Column 0
Applicant 1
Row 3, Column 0
Applicant 1
Row 4, Column 0
Applicant 1
Row 5, Column 0
1 of 6
16
Let's talk about your liabilitiesTick which liabilities you will have, and tell us the credit limit for each (where you can)
Applicant 1
Amount if applicable
HECS debt?
Row 0, Column 0
Row 0, Column 1
Credit cards
Row 1, Column 0
Row 1, Column 1
Personal loan
Row 2, Column 0
Row 2, Column 1
Car loan
Row 3, Column 0
Row 3, Column 1
Home loan
Row 4, Column 0
Row 4, Column 1
Other
Row 5, Column 0
Row 5, Column 1
HECS debt?
Credit cards
Personal loan
Car loan
Home loan
Other
Applicant 1
Row 0, Column 0
Amount if applicable
Row 0, Column 1
Applicant 1
Row 1, Column 0
Amount if applicable
Row 1, Column 1
Applicant 1
Row 2, Column 0
Amount if applicable
Row 2, Column 1
Applicant 1
Row 3, Column 0
Amount if applicable
Row 3, Column 1
Applicant 1
Row 4, Column 0
Amount if applicable
Row 4, Column 1
Applicant 1
Row 5, Column 0
Amount if applicable
Row 5, Column 1
1 of 6
17
Full name of the second applicantAs it appears on your ID
First Name
Middle Name
Last Name
18
Tell us about your income sources
Applicant 1
Applicant 2
Main income
PAYG (salaried employment)
My own business
Investment
Rental income
Government payments
Row 0, Column 0
PAYG (salaried employment)
My own business
Investment
Rental income
Government payments
Row 0, Column 1
Other income
PAYG (salaried employment)
My own business
Investment
Rental income
Government payments
Row 1, Column 0
PAYG (salaried employment)
My own business
Investment
Rental income
Government payments
Row 1, Column 1
Main income
Other income
Applicant 1
PAYG (salaried employment)
My own business
Investment
Rental income
Government payments
Row 0, Column 0
Applicant 2
PAYG (salaried employment)
My own business
Investment
Rental income
Government payments
Row 0, Column 1
Applicant 1
PAYG (salaried employment)
My own business
Investment
Rental income
Government payments
Row 1, Column 0
Applicant 2
PAYG (salaried employment)
My own business
Investment
Rental income
Government payments
Row 1, Column 1
1 of 2
19
Let's talk about your incomeThe more information you can give us, the more accurate your borrowing capacity assessment will be! If you don't receive a listed type of income, just leave it blank.
Applicant 1
Applicant 2
Your annual base pay before tax
Row 0, Column 0
Row 0, Column 1
Bonus income
Row 1, Column 0
Row 1, Column 1
Second job income
Row 2, Column 0
Row 2, Column 1
Child maintenance
Row 3, Column 0
Row 3, Column 1
Investment income
Row 4, Column 0
Row 4, Column 1
Rental income
Row 5, Column 0
Row 5, Column 1
Commission income
Row 6, Column 0
Row 6, Column 1
Your annual base pay before tax
Bonus income
Second job income
Child maintenance
Investment income
Rental income
Commission income
Applicant 1
Row 0, Column 0
Applicant 2
Row 0, Column 1
Applicant 1
Row 1, Column 0
Applicant 2
Row 1, Column 1
Applicant 1
Row 2, Column 0
Applicant 2
Row 2, Column 1
Applicant 1
Row 3, Column 0
Applicant 2
Row 3, Column 1
Applicant 1
Row 4, Column 0
Applicant 2
Row 4, Column 1
Applicant 1
Row 5, Column 0
Applicant 2
Row 5, Column 1
Applicant 1
Row 6, Column 0
Applicant 2
Row 6, Column 1
1 of 7
20
Let's talk about your liabilitiesTick which liabilities you will have, and tell us the credit limit for each (where you can)
Applicant 1
Amount if applicable
Applicant 2
Amount if applicable
HECS debt?
Row 0, Column 0
Row 0, Column 1
Row 0, Column 2
Row 0, Column 3
Credit cards
Row 1, Column 0
Row 1, Column 1
Row 1, Column 2
Row 1, Column 3
Personal loan
Row 2, Column 0
Row 2, Column 1
Row 2, Column 2
Row 2, Column 3
Car loan
Row 3, Column 0
Row 3, Column 1
Row 3, Column 2
Row 3, Column 3
Home loan
Row 4, Column 0
Row 4, Column 1
Row 4, Column 2
Row 4, Column 3
Other
Row 5, Column 0
Row 5, Column 1
Row 5, Column 2
Row 5, Column 3
HECS debt?
Credit cards
Personal loan
Car loan
Home loan
Other
Applicant 1
Row 0, Column 0
Amount if applicable
Row 0, Column 1
Applicant 2
Row 0, Column 2
Amount if applicable
Row 0, Column 3
Applicant 1
Row 1, Column 0
Amount if applicable
Row 1, Column 1
Applicant 2
Row 1, Column 2
Amount if applicable
Row 1, Column 3
Applicant 1
Row 2, Column 0
Amount if applicable
Row 2, Column 1
Applicant 2
Row 2, Column 2
Amount if applicable
Row 2, Column 3
Applicant 1
Row 3, Column 0
Amount if applicable
Row 3, Column 1
Applicant 2
Row 3, Column 2
Amount if applicable
Row 3, Column 3
Applicant 1
Row 4, Column 0
Amount if applicable
Row 4, Column 1
Applicant 2
Row 4, Column 2
Amount if applicable
Row 4, Column 3
Applicant 1
Row 5, Column 0
Amount if applicable
Row 5, Column 1
Applicant 2
Row 5, Column 2
Amount if applicable
Row 5, Column 3
1 of 6
Should be Empty: