Each of the undersigned specifically represents to Lender and to Lender’s actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors, and assigns and agrees and acknowledges that: (1) the information contained in this Worksheet (and its accompanying schedules, if any) is considered supporting documentation to an application for credit and is subject to the same conditions as the application itself (2) the information provided in this Worksheet is true and correct as of the date set forth opposite my signature and that any intentional or negligent misrepresentation of this information contained in this Worksheet may result in civil liability, including monetary damages, to any person who may suffer any loss due to reliance upon any misrepresentation that I have made, and/or in criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Sec. 1001, et seq.; (3) my transmission of this Worksheet as an “electronic record” containing my “electronic signature,” as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or my facsimile transmission of this Worksheet containing a facsimile of my signature, shall be as effective, enforceable, and valid as if a paper version of this Worksheet were delivered containing my original written signature.