Personal Umbrella/Excess Liability is one of the most important needs to be discussed for anyone who wants to protect their assets in this extremely litigious climate that exists, especially in Michigan with the changes in the Auto Reform laws that allow people to significantly reduce or even waive the limit of protection they purchased for themselves.
It provides an extra layer of protection for you and your family's financial stability should you be involved in a lawsuit against you - even if the charges are groundless.
How much protection do I need?
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