WILL HEALTHCARE CHANGE AS I TRANSITION INTO RETIREMENT?

1

Tell Us About You

First Name

Please enter your email

Please enter your phone

2

Phone Number

Please enter a valid phone number.

3

Do you expect to work after turning age 65?* This field is required.(Question 1 out of 10)

YESNO

4

Do you receive your health insurance through your employer?

YESNO

5

If you receive health insurance through the Health Insurance Marketplace, consider staying there until you are eligible for Medicare.

6

Will you receive health insurance from your employer after you retire?

YESNO

7

Do you work for a company with 20+ employees?

YESNO

8

Do you have an HSA and a high deductible health plan?

YESNO

9

Consider enrolling in Medicare Part A & B when you turn age 65.

10

You may want to delay enrollment in Medicare if you want to continue to contribute to your HSA.

11

See “Can I Make A Deductible Contribution To My HSA?” flowchart.

12

You will not pay a penalty for delaying as long as you enroll within 8 months of losing your health plan.

13

Consider enrolling in Medicare Part A when you turn age 65.

14

You can delay Part B until you lose your employer-sponsored healthcare.

15

Can you be covered under your spouse’s plan?

YESNO

16

Check with your employer to see how coverage works with Medicare.

17

It may be advantageous to move over to your spouse’s plan.

18

Does your employer offer health insurance and have 20 or more employees?

YESNO

19

The Health Insurance Marketplace can offer coverage until you are eligible for Medicare.

20

You may be eligible for a tax credit, but it will go away when you become eligible for Medicare.

21

Did you leave your employer (voluntarily or involuntarily)?

YESNO

22

You may be eligible for 18 months of coverage under COBRA.

23

COBRA is expensive. You may have to pay the full insurance premium plus a 2% fee.

24

Did you meet the Social Security definition for disability?

YESNO

25

You may be eligible for 29 months of coverage under COBRA.

26

You may be eligible for 36 months of coverage under COBRA.

27

Was your spouse covered and did they pass away?

YESNO