All Program participants and/or their legal representatives must execute a waiver containing the following language:

I understand that there are potential risks associated with any program requiring physical activity, including this one.  I further understand and agree that the Young Men’s Christian Association of Greater Indianapolis (“YMCA”) does not assume any financial responsibility for medical expenses and/or compensation for any injury that I may suffer during or resulting from participation in this program or any other activities at the YMCA’s facilities.  I agree that it is my responsibility to receive clearance from my physician before participating in this or any physical activity.  I do hereby, for myself, my heirs, agents, assigns, executors and administrators (collectively, “I” or “me”), waive, release and forever discharge any and all rights and claims for damages that I may have or that may hereafter accrue to me arising out of or in any way connected with my participation in this or any future programs at the YMCA’s facilities.  I further agree to indemnify YMCA for any and all costs, including legal fees, incurred as a result of any claims made by me in relation to my participation in this or any future programs at the YMCA’s facilities.