Investment Suitability Assessment
According to the applicable legislation, investment services companies that include in their activities the provision of investment advice services and management portfolio services are responsible for ensuring that the products offered to investors are the most adequate for them. In consequence, companies offering these services shall obtain from their potential clients information regarding their investment objectives, their investment knowledge and experience and their risk aversion. For such purpose, we address this questionnaire in order to obtain the necessary information to be able to offer the most suitable product for our potential clients.
Consultant / Adviser Name:
Consultant / Adviser E-mail
Client First Name
*
Client Last Name
*
Client date of birth
-
Day
-
Month
Year
Date
What is the objective of the investment that you are considering
Saving for retirement
Provide Inheritance
Pension
Capital Growth
Provide Income
Other
What is your economic situation?
Employed
Self-employed
Entrepreneur
Housewife/husband
Retired
Other
How is your income expected to vary over the next 3 months?
Decrease considerably
Decrease minimally
Stay the same
Increase minimally
Increase considerably
Other
How are your outgoings expected to vary over the next 3 months?
Decrease considerably
Decrease minimally
Stay the same
Increase minimally
Increase considerably
Cannot foresee my future expenses
If you have to face an unexpected expense, which of the following best fits your situation?
I have enough money available and would not have to sell all or part of any investment assets that I hold
I would be forced to sell part of the investment assets that I hold even if at a loss
I would be forced to sell all of the investment assets that I hold even if at a loss
What is your net worth?
Total value of assets you own less total of all your debts
What percentage of your wealth do you expect to invest at this time?
Less than 15%
Between 15% and 30%
Between 30% and 50%
More than 50%
Attitude to Risk
This risk questionnaire below is used to establish your tolerance to risk. Please note that it is also important to determine the capacity to take the level of risk with the investment in consideration. The capacity to accept risk with an investment is a complex matter that can only be fully understood by with an in depth evaluation of circumstances. To use this questionnaire, answer the fifteen questions. This will create a score to indicate tolerance to risk. We will then use risk capacity factors to assess whether the risk tolerance is a fit for your individual circumstances.
I do not feel comfortable with the prospect of losing money even in the short term
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
I want to see high gains from my portfolio and I am happy to take the higher risks associated with this
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
I am not interested in financial affairs
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
If I believe that the investment is sound I do not worry too much about conflicting information that is published
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
I do not get worried if the value of my investment fluctuates rapidly over time
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
I do not have much experience in investing money
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
I do not have a good understanding of financial terms and phraseology
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
I do not regularly review my investment portfolio
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
I have a good grasp of financial concepts which I use to steer my investment decisions
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
I am comfortable taking risks with my investments
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
In relation to big financial decisions, it is the possible losses that I concentrate more on than the potential gains
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
I feel more comfortable when investing in cash accounts rather than the stock market
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
I am interested in more adventurous alternative investment opportunities rather than traditional proven strategies
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
I would prefer to have a small payrise and more job secuiity rather than a large payrise with less job security
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
I am happy with fluctuations in my deposited capital as long as the returns remain steady
*
Strongly Agree
Agree
Neither Agree nor Disagree
Disagree
Strongly Disagree
ATR Score
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