Harris Financial Solutions, Inc.

A critical step in building a retirement strategy is an assessment of your anticipated expenses and income. The following exercise will give us an idea of potential gaps you may have. This list reflects common expenses (needs and wants) you may encounter during retirement.

Recreation (hobbies, dining out, movies, etc

Other living expenses (home improvements, pets, etc

Total Monthly + Living Expenses (NEEDS)

Total Monthly + Living Expenses (WANTS)

A) Total Monthly + Living Expenses (needs + wants)

Compare your total monthly expenses to your potential sources of retirement income to identify potential gaps in your retirement

Total Monthly + Living expenses (A)

Total Estimated Monthly Income (B)