What the program does for you!!!
· Down Payment- Covered
· Closing Cost- Covered
· No Minimum Credit Score
· You will be evaluated by the bills you pay that don't report to the credit bureau
· No PMI mortgage insurance which saves you thousands
· Must be a first-time homeowner or haven't owned a home in 3 years
Step 1. The first step is to register for a HUD-certified Homebuyer Educator in Dallas, Texas that are listed below.
· I recommend using BCL of Texas (link below) Next Class is on Jan 07, 2023(first link below).
BCL of Texas
https://bcltexas.force.com/bcltexascft/NWSHOP__TrainingCenterCPS
Financial Hope Credit Counseling Services also offers this class on the first Saturday of the month.
FHCCS | Homeownership
https://www.fhccs.org/transformance-homebuyer-workshop
Step 2. After completing the course and receiving your certificate you can then fill out your Bank of America Loan Application. Link Below.
· The system will notify Jasen (Loan Officer) you have completed your application and he will reach out to you for your certificate of completion.
· Jasen will send the application and Certificate to the underwriters, and they will determine how much you will qualify for.
Jasen Jester - Mortgage Loan Officer - Bank of America Click- Get Started to proceed with the application.
https://mortgage.bankofamerica.com/jasen-jester#profile
Please complete the interest form below. This will allow me to communicate and track your progress through the program.