30-Second VA Rate & Application

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The 30-Second Application™:* This field is required.Type of Loan:
Equityline on my Home
EquityLine on my other Property
Reverse Mortgage
Reverse 2nd Mortgage
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AI EQUITYLINES

AI does the underwriting!

Loan Approvals in one Hour or less

No Appraisal and No Documentation!

No Hassle!

Rates range from the mid 7% to mid 12%

AI calculates the risk factor based on Loan to Value ratio, FICO scores and debt to income ratio to determine rate offered.

AI does the Underwriting is with just soft pull credit check so there is no inquiry on your credit report!

We don't even need your social security number!

Let us see what we get you, you have nothing to lose!

if you like the terms then closing takes 5 days and you have your cash!
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The Property Will Be...* This field is required.
My Primary Residence
My Secondary or Vacation Home
An Investment Property
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Type Of Property* This field is required.
Single Family Home
Condo or Townhome
Multi-Unit (2 Units)
Multi-Unit 3-4 Units
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I Want A...* This field is required.Loan I'm Considering:
30 Year Fixed (Most Common)
15 Year Fixed (Higher payment, lower rate)
Something Else (20-Year, Adjustable Rate, Hard Money)
I Don't Know...
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Are You Ready To Buy?* This field is required.
Yes! (In the next 60-Days)
Not yet, but getting there (60-days+)
No, just thinking about it.
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Have You Found A Home?* This field is required.
Yes!
No, but I'm Looking!
No, and I'd Like to See Some Options
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Great! Do have an offer accepted? (In Escrow)* This field is required.
Yes!
Not yet!
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What Is The Purchase Price?* This field is required.(If still looking, please provide estimate)
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Current Loan Balance?* This field is required.How Much Do You Owe On The Current Mortgage
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What's The Estimated Property Value?* This field is required.
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How Much Do You Want to Put Down?* This field is required.
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How Is Your Credit Score?* This field is required.
Excellent (740+)
Good (680 - 739)
Fair (620 - 679)
Poor (619 or Below)
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Zip Code* This field is required.(Separate Multiple ZIPs with Commas)
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What is the ZIP Code?* This field is required.
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Have You Had a Bankruptcy or Foreclosure in the Last 7 Years?* This field is required.
No
Bankruptcy
Foreclosure
Both
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Are You or Your Spouse a Veteran or Active Military?* This field is required.
Yes
No
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Your Name:* This field is required.
First Name
Last Name
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Your Email Address:* This field is required.(We do not share your info ever!)
example@example.com
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Enter Your Phone Number:* This field is required.A BirdRock Funding Loan Officer will contact you with the approval decision
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Your Birthday
Date
Month
Day
Year
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Your Social Security Number:We will email a copy of your credit report. A BirdRock Funding Mortgage Pro will be reaching out to complete your application.
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Address
Street Address
Street Address Line 2
City
State / Province
Postal / Zip Code
Please Select
Please Select
Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
The Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Brazil
Brunei
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo
Cook Islands
Costa Rica
Cote d'Ivoire
Croatia
Cuba
Curaçao
Cyprus
Czech Republic
Democratic Republic of the Congo
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Polynesia
Gabon
The Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran
Iraq
Ireland
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
North Korea
South Korea
Kosovo
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macau
Macedonia
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Nagorno-Karabakh
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Turkish Republic of Northern Cyprus
Northern Mariana
Norway
Oman
Pakistan
Palau
Palestine
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Republic of the Congo
Romania
Russia
Rwanda
Saint Barthelemy
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
Somaliland
South Africa
South Ossetia
South Sudan
Spain
Sri Lanka
Sudan
Suriname
Svalbard
eSwatini
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Transnistria Pridnestrovie
Trinidad and Tobago
Tristan da Cunha
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Vatican City
Venezuela
Vietnam
British Virgin Islands
Isle of Man
US Virgin Islands
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe
Other
Country
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Calculation
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