We Inform

We Inform
Residential/Commercial Loan Application

RC
THIS APPLICATION is designed to be completed by the Borrower and Co-Borrower(s), as applicable, by and through their
authorized representative, as well as the Guarantor or Co-Guarantor(s) in their individual capacity. Please note that Guarantor and Co-Guarantor(s) information must be provided when the income or assets of a person other than the Borrower will
be used as a basis for loan qualification or if the Guarantor or Co-Guarantor(s)' liabilities must be considered because their
spouse or other person has community property rights pursuant to applicable law and Guarantor or Co-Guarantor(s) resides
in a community property state, the security property is located in a community property state, or the Guarantor or Co-Guarantor(s) are relying on other property located in a community property state as a basis for repayment of this loan.
Loan Proposal and Property Information:
Borrower Company Name*
Subject Property Address*

Street Address Line 2

CityState

Zip Code
Property Type*

Single FamilyResidential (2-4 Units)CondoCommercial (5+ Units)Mixed UseOfficeOther
Number of Units*
Occupancy Status*
Applicant Type

PurchasePurchase & RehabRehabRefinanceLine of CreditCash-OutNew ConstructionBridge LoanOther
Loan Term (12 months, 18 months, 24 months, or 30 years)*
Amount of Loan Request*
Current Market Value (As-Is)*
Purchase Price*
Purchase Date

MonthDayYear
Date
Renovation Cost*
Anticipated After Repair Value*
Existing Debt (If Refi)
Monthly Rent/Market Rent
Annual Property Taxes
Property in a Flood Zone?

YesNo
Annual Insurance Premium*
HOA Dues (If Applicable)
Brief Project Summary
Two Letter Format Example: NC, MD, CA
Brief Exit Strategy *
Total Cash Reserves Available*
Funds Available for this project*
Target Closing Date*

MonthDayYear
Date
Reason for Target Closing Date
Guarantor Information
Name*

First NameLast Name
Date of Birth*

MonthDayYear
Date
Social Security Number*
Credit Score*

350-549550-579580-619620-639640-679680-719720-850
Phone Number*
Please enter a valid phone number.
Email*
example@example.com
Present Address*

Mailing Address

Street Address Line 2

CityState

Zip Code
How many additional people will on the loan?*

0123
Co-Borrower 2 Name*

First NameLast Name
Date of Birth*

MonthDayYear
Date
Social Security Number*
Credit Score*

350-549550-579580-619620-639640-679680-719720-850
Phone Number*
Please enter a valid phone number.
Email*
example@example.com
Present Address*

Mailing Address

Street Address Line 2

CityState

Zip Code
Co-Borrower 3 Name*

First NameLast Name
Date of Birth*

MonthDayYear
Date
Social Security Number*
Credit Score*

350-549550-579580-619620-639640-679680-719720-850
Phone Number*
Please enter a valid phone number.
Email*
example@example.com
Present Address*

Mailing Address

Street Address Line 2

CityState

Zip Code
Co-Borrower 4 Name*

First NameLast Name
Date of Birth*

MonthDayYear
Date
Social Security Number*
Credit Score*

350-549550-579580-619620-639640-679680-719720-850
Phone Number*
Please enter a valid phone number.
Email*
example@example.com
Present Address*

Mailing Address

Street Address Line 2

CityState

Zip Code
Prior Experience
Borrower - Number of Rental Properties Owned*
Co-Borrower/s - Number of Rental Properties Owned
Borrower - Number of Properties Flipped*
Co-Borrower/s - Number of Properties Flipped
Declarations
Check all that apply*

Are there any outstanding judgments against youHave you been declared bankrupt in the past 7 yearsHave you had a property foreclosed upon given title or deed lieu thereof in the last 7 years?Are you a party to a lawsuit?Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer or title in lieu of foreclosure, or judgmentAre you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?Are you a U.S citizenAre you a permanent resident alienDo you intend to occupy the subject property?
Acknowledgement and Agreement
REAL ESTATE COLLATERAL: We may order an appraisal to determine the property’s value and charge you for this appraisal. We will promptly give you a copy of any appraisal, even if your loan does not close. You can pay for an additional appraisal for your own use at your own cost.

CUSTOMER IDENTIFICATION: To help the government fight the funding of terrorism and money laundering activities. we obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, street address, date of birth and other information that will allow us to identify you. We may also ask to see and obtain a copy of your driver’s license or other identifying documents.

CREDIT DENIAL NOTICE: If your gross revenues were $1,000,000.00 or less in your previous fiscal year, or you are requesting trade credit or similar type of business credit and if your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please contact thelender at the address provided within 60 days from the date you are notified of our decision. We will send you a written statement of the specific reasons for the denial within 30 days of receiving your request for the statement.

EQUAL CREDIT OPPORTUNITY NOTICE: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants based on race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income is from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning the creditor is:
BORROWER Signature*

Clear
SIGNATURE DATE *

MonthDayYear
Date
CO-BORROWER 2 Signature*

Clear
Co-Borrower 2 SIGNATURE DATE *

MonthDayYear
Date
CO-BORROWER 3 Signature*

Clear
Co-Borrower 3 SIGNATURE DATE *

MonthDayYear
Date
CO-BORROWER 4 Signature*

Clear
Co-Borrower 4 SIGNATURE DATE *

MonthDayYear
Date
Should be Empty:

We Inform

Residential/Commercial Loan Application

Loan Proposal and Property Information:

Guarantor Information

Prior Experience

Declarations

Acknowledgement and Agreement