By signing below, I warrant and will forever defend that I have completed this application myself and have answered truthfully to the best of my knowledge and that the information given is guaranteed true and accurate. I authorize the holder of this application to use all available means to verify the above and to determine my payment abilities and history, and my credit worthiness. I authorize the holder to employ the services of credit reporting agencies, as well as private reporting agencies and investigative services at any time within the next 36 months. I understand that the information I have given will only be used to determine my credit worthiness or to collect monies I may owe. I further acknowledge and understand that any deposits I may pay shall become immediately non-refundable, unless I am not approved.