I understand that I am submitting my personal information so that a credit and financial evaluation can be completed. I understand the application fee of $100 per person will only be refunded if I am not approved for the NHBA Home Ownership Program.
I hereby authorize National Home Buyer’s Alliance or its assignees to make all necessary inquiries to creditors, credit reporting agencies or any other applicable source to determine my credit worthiness and ability to repay debt. Furthermore, I authorize NHBA or its assignees to verify such information with all necessary sources.
I understand that if this or any future payment is returned, for any reason, that NHBA may make subsequent attempts to process the payment. If I have paid by personal check and NHBA cannot redeposit my check then I authorize NHBA to append my check number and reissue my check using “Remotely Created Check” technology. In any event, I understand that NHBA may add actual bank
service charges for returned payments along with a $25 service fee. If my account is sent to a collection agency, or attorney, for my failure to make payment I agree to be liable for all court filing fees, attorney fees and collection expenses in processing my delinquent account. Said amounts are in addition to any unpaid balance on my account.