Insurance companies require us to verify the identity of the person who has a legal insurable interest in the item needing to be insured. If it’s a house, we need proof of identity for the person who is on the title of the home. If it’s a car, we need proof of identity from the person who owns the car. Acceptable proof of identity is a copy or a picture of the front of your drivers license or government issued ID (we do not need the barcode). If you want to add additional persons to be covered, for example a spouse or family member who is residing in the property or an additional driver, we need their information as well. If more than one person is listed on a title or ownership records, you can provide proof for only the ones needing to be covered. Without this information we cannot obtain prices on your behalf. We are pulling hundreds of quotes at the same time, for the same policy information, and auditing and compliance standards require us to have proof of your identity first in order to obtain pricing (to prevent fraudulent requests). The same rules apply to commercial insurance, if you are the owner of the business we need your proof of identity to help you.