The undersigned Applicant(s) hereby provides the above information for the purpose of obtaining credit and authorizes the obtaining of information concerning any statement made herein and the investigation of credit worthiness of the Applicant(s Consumer reports may be requested in connection with the processing of this application and subsequently pursuant to the Fair Credit Reporting Act. Upon request. J. Wright Building Center, Inc. ("Wright Building Center") will inform Applicant(s) of the names and addresses of any consumer reporting ogencies that have provided such reports, Applicant(s) agrees to be bound by the terms and conditions set forth in the following credit policy: All accounts are billed monthly, and payment is due in full by the 15th of the month following a credit purchase. By signing this credit agreement. Applicant(s) accepts responsibility and agrees to pay for every invoice that is charged to the account. The Applicant(s) will be jointly and severally liable for all credits advanced as a result of all charges against the account [including. but not limited to. unauthorized use of the account) and that the charges were the duly authorized act of and are binding upon the applicant(s Any and all such requests and agreements shall remain in full force and effect until written notice of the amendment, rescission or termination thereof has been delivered to and receipted for by Wright Building Center. A 1.5% per month late charge is added to delinquent accounts. Accounts are considered delinquent on the 11th day of the month following a credit purchase if payment is not received. In the event an account is delinquent, additional charges will be added for costs. expenses. and attorneys and other fees paid or incurred or adjudged by a court, as a consequence of nonpayment including al reasonable cost of collection. including costs and expenses of attorneys fees towardsthe collection and enforcement of the obligation to pay, whether suit is filed or not. If credit is required for a period of time exceeding 30 days. arrangements must be made with a bank or other financing agency in advance. Past due balances paid by credit card will be subject to surcharge fee's.