Full Name
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First Name
Last Name
Email
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example@example.com
1. How would you rate the degree of risk that you are willing to take in your financial affairs?
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Extremely Low Risk
Low Risk
Moderate Risk
High Risk
Extremely High Risk
2. I am prepared to forego potentially large gains if it means that the value of my investment is secure
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I Strongly Agree
I Agree
I Neither Agree nor Disagree
I Disagree
I Strongly Disagree
3. In comparison with other people, I am more willing to make high risk investments
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I Strongly Agree
I Agree
I Neither Agree nor Disagree
I Disagree
I Strongly Disagree
4. What is more important for you in the context of investments: the risk or the potential gains?
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I always focus on the risk rather than the potential gains
I usually focus on the risk rather than the potential gains
I focus on the risk and potential gains about equally
I usually focus on the potential gains rather than the risk
I always focus on the potential gains rather than the risk
5. What degree of risk would you say you have taken with your PAST financial decisions?
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Very Small
Small
Moderate
Large
Very Large
6. What degree of risk do you wish to take with your FUTURE financial decisions?
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A very small amount of risk with very small potential returns
A small amount of risk with small potential returns
A moderate amount of risk with moderate potential returns
A large amount of risk with large potential returns
A very large amount of risk with very large potential returns
7. Have you ever borrowed money for the purposes of making an investment (other than for a mortgage)?
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Yes
No
8. Would you borrow money for the purposes of making an investment (other than for a mortgage) IN THE FUTURE?
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Yes
No
9. (Parts A, B, C, D, E, F) Experts tell us that as the value of investments can go up and down, we should be prepared to weather a downturn. How upset would you be if the value of your investments fell by the following amounts in one year? How upset would you be on a scale of 1 to 5? (1 = not at all upset, 5 = very upset). Select the number that fits best.
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Rows
1
2
3
4
5
A) 5%
B) 10%
C) 20%
D) 30%
E) 40%
F) 50% of More
10. Financial advisors usually invest money (in a ‘portfolio’) across a spread of such investments. What sort of spread of investments would you find most appealing – all high risk/high return, all low risk/low return, or somewhere in between? Please select the portfolio from the image above that best fits what you would prefer.
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1
2
3
4
5
11.What is the CURRENT amount of insurance you buy (life insurance, home insurance, medical insurance, travel insurance etc.)
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Much less than most people I know
Less than most people I know
About the same as most people I know
More than most people I know
Much more than most people I know
12. What is the amount of insurance that you intend to buy IN THE FUTURE (life insurance, home insurance, medical insurance, travel insurance etc.)
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Much less than most people I know
Less than most people I know
About the same as most people I know
More than most people I know
Much more than most people I know
13. If you didn’t require access to your invested capital for at least six years in the future, for how long would you be prepared to see your invested capital go down in value before you decided to take it out of the markets and cash it in?
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I would cash it in if there was any loss in value
Up to 6 months
Up to 1 year
Up to 2 years
More than 2 years
14. I can tolerate the risk of large losses in my investments in order to increase the likelihood of achieving high returns
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I strongly agree
I agree
I neither agree nor disagree
I disagree
I strongly disagree
15. If my stocks and shares dropped in value by 20%, I would take that as a good time to:
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Sell them
Do nothing
Buy more stocks and shares
16. Suppose that you are considering investing £20,000. You are selecting one investment from the six possibilities shown above. There is a 50:50 chance that the investment will decrease in value, in which case you will end up with the amount shown in the white left-hand semicircle. Likewise, there is a 50:50 chance that it will increase in value, in which case you will end up with the amount shown in the right-hand blue semicircle. For example, Investment A will always result in you ending up with your original sum of £20,000, whilst Investment F will result in you either getting back £14,000 or £52,000. As you go from A to F your expected return increases but so does your risk. Please select which investment you would prefer.
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Investment A
Investment B
Investment C
Investment D
Investment E
Investment F
17. The graphs above show the performance of four portfolios for the last ten years. Portfolio A doubled its value over the period, but it made big gains in some years, and suffered big losses in other years. Portfolio D grew by a much smaller amount, but it was steady from year to year. Portfolios B & C are intermediate between A and D both in their overall growth and in year to year fluctuations. Past performance is not necessarily a guide to future performance. However, considering your personal circumstances and reasons for investing (pension, income, growth etc.), which portfolio would you choose FOR THE FUTURE?
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Portfolio A
Portfolio B
Portfolio C
Portfolio D
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