TWC - Precious Metals - Client Disclosure Representation and Purchase Terms Agreement

Precious Metals - Client Disclosure, Representation and Purchase Terms Agreement
Trilogy Promotions Inc., hereinafter referred to as the Consultant, is a Calgary-based company established and registered in the province of Alberta, Canada in 2002, and is the parent company of the two master brands better known as The Wealth Coaches and The Wealth Academy.

1)      Two of the services offered by the Consultant are client education on precious metals investing, and purchase facilitation of gold and silver coins, bars, bullion, and collectibles.

2)      Consultant has made certain strategic alliances with select bullion dealers that are among the highest-ranked, reputable Better Business Bureau rated dealers in the industry with A+ ratings.

3)      Consultant has established certain proprietary procedures to educate, advise, quote, refer, and facilitate the purchase of precious metals for, or on behalf of clients through its preferred suppliers.

4)      Consultant’s suppliers offer clients both non-registered and registered funds accounts, as well as storage at Brinks certified and managed, bonded, and insured facilities located at select locations throughout the world (Calgary, Toronto, Vancouver, Salt Lake City, and Singapore).

5)      Consultant provides certain specialized advisory services to assist its clients with the purchase decisions, trading account setup and initiation, and ongoing advice and management of client’s precious metals portfolio as directed and required.

6)      Consultant discloses that it may earn certain variable industry-standard wholesale margins on client purchases from its suppliers which are paid directly by the supplier and not the client. These margins may range from 0% - 5.0% based on supply/demand constraints, with an average margin of 1.0 - 2.0%.

7)      Consultant may charge a discretionary wholesale premium to fairly compensate it for its suite of combined education, consultations, and order fulfillment services. The industry standard mark-up typically ranges from 2.5% - 10.0% with an average retail markup of 5.0%, depending on the order quantity. Consultant’s standard markup is 0% - 4.0% and is negotiable based on volume and repeat business. Competitive price quotes will be inclusive of any margins. Each purchase through Consultant qualifies for valuable loyalty rewards points called Academy Rewards™ (see below).

8)      Consultant does NOT charge any ongoing post-purchase management or maintenance fees.

9)      Consultant may offer promotional discounts, referral fees and other incentives to clients from time to time. Prices quoted and charged will be inclusive of any discounts currently being offered.

10) Client receives FREE* enrollment in the two online education courses on The Wealth Academy called Why Gold & Silver? and The Hidden Secrets of Money (* a $10,000 minimum investment is required for free tuition).

11) Consultant offers all precious metals clients FREE enrollment in its innovative industry-leading exclusive customer loyalty program called the Academy Rewards™ which provides dollar rewards points based on qualifying purchases of precious metals. These points represent real cash that can be redeemed dollar-for-dollar on private consulting services or applied towards tuition fees on any course on The Wealth Academy. Rewards points are transferable, giftable, and never expire. Points are awarded based on Consultant’s net margins earned on its services and will vary from order to order. Academy Rewards™ earned will be shown on the bottom of each statement or invoice and are also listed in the transaction log of the back-office interface in the member’s area of the website.

12) All orders must be accompanied by a signed PURCHASE ORDER AUTHORIZATION FORM that provides a close estimate of the order being placed. NOTE: Final prices are only determined once the order is locked-in with the bullion supplier. Given that precious metals prices do fluctuate by the minute during market hours, Client acknowledges that the final amount due may be higher or lower than the amount on the form due to time-sensitive price changes. Consultant will gain verbal approval from Client if prices vary more than 1.0% since receipt of the signed estimate. Client accepts responsibility for any shortfalls and Consultant agrees to refund any surpluses, as applicable.

13) Immediately prior to the order being placed with the supplier by Consultant, an audio recording of each order placed will be made of the Client contractually agreeing with and consenting to the terms & conditions of purchase. All orders are non-cancellable and final once placed with the supplier.

Depending on the type of account you wish to use for your precious metals investment portfolio (e.g. non-registered open funds or regsitered tax sheltered funds), the administrative procedure will differ as detailed in this section. Please take the time now to review the details of each tab that is relevant to you.

Expand each option to learn more.

Non-Registered Funds
Order Options for Non-Registered funds purchases only.

For orders purchased only with non-registered funds, depending on the size of the order being placed, one of the following options is available at the discretion of Consultant:

A) Consultant Invoiced Orders: Under this option, Client orders directly from Consultant who places the order through its wholesale agent account with the chosen supplier. Client pays Consultant directly for the order by wire transfer, e-transfer, cash, or certified cheque. The order is shipped directly to Client. Upon request, it can be shipped to Consultant for pickup by, or delivery to, the Client.

These following procedures apply when choosing this option:
1. Consultant provides a PURCHASE ORDER AUTHORIZATION FORM for review and approval by Client.
2. Client signs the form and sends it back to orders@trilogypromotions.com.
3. Client sends, transfers, or pays the funds to Consultant to the account provided.
4. Consultant immediately places the order with supplier at current market prices.
5. Consultant provides a revised invoice to Client for signed authorization reflective of the finalized market prices applicable to the order.
6. Client immediately wires or e-transfers any shortfalls to Consultant. Consultant wires or e-transfers any surplus (net of transfer fees) to Client within 24 hours unless otherwise agreed to be held on account. Note: Shipment will be withheld until all fees are paid.
7. Order is shipped as directed.
B) Supplier Invoiced Orders: Under this option, Client orders from Consultant who then places the order directly with its supplier inside sales representative. Supplier sends the invoice directly to Client, and Client pays for the order by the chosen payment method. The order is shipped directly to the Client. Upon request, it can be shipped to Consultant for pickup by, or delivery to, the Client.

These following procedures apply when choosing this option:
1. Consultant provides a PURCHASE ORDER AUTHORIZATION FORM for review and approval by the client.
2. Client signs the form and sends it back to orders@trilogypromotions.com.
3. Consultant immediately places the order with the supplier at current market prices.
4. Supplier sends Client the invoice directly with payment instructions.
5. Client pays for the order using the method selected.
6. Shipment is withheld until all fees are paid.
7. Order is shipped as directed.

Registered Funds
Order Options for Registered funds purchases only.

For orders purchased with registered funds (such as an RRSP, RESP, LIRA, TFSA, etc.), only the following option is available:

C) Consultant Facilitated Orders: Under this option, some preliminary steps are involved. Consultant helps Client open a Questrade account and to transfer Client’s registered funds to the new Questrade account. Client completes a Dealer Authorization Form with the supplier. Once funds arrive at Questrade (10-30 days), Client orders from Consultant who then places the order directly with its supplier representative. Supplier requests payment from Questrade and sends a copy of the purchase invoice directly to Client for record keeping. Once funds are received from Questrade, the order is shipped directly to the chosen Brinks storage facility. Note: Registered precious metals investments must be stored at an approved facility to avoid a deemed deregistration of funds and a tax obligation. Typically, a monthly storage fee of 1/12 % of the market value will apply. This fee is deducted in advance for the first month’s fees, and the fee for subsequent months can be paid in cash or by sale of inventory sufficient to pay the storage fees.

These following procedures apply when choosing this option:
1. Consultant assists Client in opening a trading account on the Questrade platform and helps Client to initiate the funds transfer request from the current institution.
2. Client completes a Dealer Authorization form with the supplier.
3. Once the funds arrive at Questrade, Consultant provides a PURCHASE ORDER AUTHORIZATION FORM for review and approval by the client.
4. Client signs the form and sends it back to orders@trilogypromotions.com.
5. Consultant immediately places the order with the supplier at current market prices.
6. Supplier requests funds from Questrade, including sufficient storage fees for the first month.
7. Supplier sends Client a purchase invoice directly.
8. Order is shipped as directed to the chosen Brinks storage facility.

Client Information

Please tell us who your are
Date*

MonthDayYear
Date
Name*

First NameLast Name
Email*
example@example.com
Phone Number*
Please enter a valid phone number.
Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
How did you hear about us?
We ask for the source of referral to understand how new clients find us and because we offer a referral fee* to certain qualified precious metals clients who send us new business. *Privacy is maintained at all times.

	% Allocation
Less than 1 year
1-3 years
5-10 years
10 years or longer
Not sure

	% Allocation
Gold
Silver
Platinum
Palladium
Not sure

	% Allocation
Government Mint
Private Mint
Collectibles
I need advice

	% Allocation
Coins (legal tender)
Rounds (not legal tender)
Bars (not legal tender)
I need advice

	% Allocation
grams or < 1 oz
1 oz
2 oz
5 oz
10 oz
100 oz
400 oz
I need advice

FORM SUBMISSION

Thank you for completing this two part form as completely as possible. Most questions were required to be answered while some were optional. If you wish to go back and complete any unanswered questions, please do so now. To save your responses so you can return to this form later, click the Save for Later button.

Once you are satisfied with your answers, you may PRINT a copy of this form for future reference. To approve your responses, simply Sign the Form with a mouse, stylus, or finger and then hit SUBMIT.

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Once submitted, we will both be sent a digital copy of the file for review and it will be archived in your private OneDrive folder mentioned previously.

We look forward to working with you on your precious metals purchases.
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Precious Metals - Client Disclosure, Representation and Purchase Terms Agreement

Client Information

Client Needs Analysis

Know Your Client (KYC)

11. Precious metals come in a variety of options, each with its own risks and benefits. Please see our website and online course called "Why Gold & Silver?" to learn more about each option, then tell us what selections best suit your needs.