Discover Your Personal Money Blocks

Discover Your Primary Money Block

from the best-selling book Naked Money Meetings by Erin Skye Kelly
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Part One
I am scared that I am going to run out of money

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1 is Nope, not me, 10 is Yes, I identify with this
I don’t like to be around people who are “bigger thinkers” than I am

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1 is Nope, not me, 10 is Yes, I identify with this
I tend to feel resentful of other people’s success

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1 is Nope, not me, 10 is Yes, I identify with this
I tend to focus on what is not working financially

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1 is Nope, not me, 10 is Yes, I identify with this
I am often afraid of change

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1 is Nope, not me, 10 is Yes, I identify with this
I often wonder how other people seem to have so much because I just don’t get it

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1 is Nope, not me, 10 is Yes, I identify with this
I often feel that “positive thinking” is a waste of time and not for me

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1 is Nope, not me, 10 is Yes, I identify with this
It is easy for me to focus on what I don’t have

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1 is Nope, not me, 10 is Yes, I identify with this
I am used to having very little money

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1 is Nope, not me, 10 is Yes, I identify with this
When I do have more money than I’m used to having, I usually feel stressed about it

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1 is Nope, not me, 10 is Yes, I identify with this
Part Two (keep going! you're doing great!)
I can’t control my spending easily

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1 is Nope, not me, 10 is Yes, I identify with this
Money doesn’t stay in my bank account for very long

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1 is Nope, not me, 10 is Yes, I identify with this
I often feel the urge to cash out my investments to pay off debt or buy things

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1 is Nope, not me, 10 is Yes, I identify with this
I spend money to look as though I have money or status

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1 is Nope, not me, 10 is Yes, I identify with this
Even if I go into a store to purchase one thing, I will leave with more

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1 is Nope, not me, 10 is Yes, I identify with this
I can look through my bank statements and still be unsure of what I spent money on

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1 is Nope, not me, 10 is Yes, I identify with this
I spend money to meet an emotional need

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1 is Nope, not me, 10 is Yes, I identify with this
When money comes into my life, I instantly think of things to spend it on

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1 is Nope, not me, 10 is Yes, I identify with this
I have a hard time saying no to myself

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1 is Nope, not me, 10 is Yes, I identify with this
I will spend recklessly but then underestimate what I’ve done, and I’m surprised when I add it up

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1 is Nope, not me, 10 is Yes, I identify with this
Part Three - wow! we're gathering helpful data for you!
I’m not good enough to be wealthy

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1 is Nope, not me, 10 is Yes, I identify with this
I treat other people better than I treat myself

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1 is Nope, not me, 10 is Yes, I identify with this
People like me never succeed financially

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1 is Nope, not me, 10 is Yes, I identify with this
I put a lot of pressure on myself to do things perfectly

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1 is Nope, not me, 10 is Yes, I identify with this
I struggle to ask for help

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1 is Nope, not me, 10 is Yes, I identify with this
I struggle to keep promises I’ve made to myself

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1 is Nope, not me, 10 is Yes, I identify with this
There are people in my life who often criticize me

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1 is Nope, not me, 10 is Yes, I identify with this
I buy from discount shops and rarely treat myself to luxury items

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1 is Nope, not me, 10 is Yes, I identify with this
I often have feelings of inferiority

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1 is Nope, not me, 10 is Yes, I identify with this
I can be a people pleaser

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1 is Nope, not me, 10 is Yes, I identify with this
Part Four - awareness is the first step to transformation!
I’m not smart enough to be wealthy.

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1 is Nope, not me, 10 is Yes, I identify with this
I fear looking foolish around people

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1 is Nope, not me, 10 is Yes, I identify with this
I secretly feel resentful of wealthy people

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1 is Nope, not me, 10 is Yes, I identify with this
I would be embarrassed if other people knew my financial situation

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1 is Nope, not me, 10 is Yes, I identify with this
I avoid situations where money or finances will be discussed

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1 is Nope, not me, 10 is Yes, I identify with this
I’m often looking in the rear-view-mirror at my life and wishing I’d started learning earlier

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1 is Nope, not me, 10 is Yes, I identify with this
I start reading money books, but I rarely finish them

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1 is Nope, not me, 10 is Yes, I identify with this
It would be easier if someone just took over my finances for me or told me what to do

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1 is Nope, not me, 10 is Yes, I identify with this
I won’t ask questions of wealthy people because I don’t want to look dumb

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1 is Nope, not me, 10 is Yes, I identify with this
I have exaggerated my financial circumstances before, so that I look smarter to people

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1 is Nope, not me, 10 is Yes, I identify with this
Part Five - you're over halfway!
To make money I must work really hard

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1 is Nope, not me, 10 is Yes, I identify with this
If it comes easy it’s not worth it

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1 is Nope, not me, 10 is Yes, I identify with this
When I need more money, I must work more hours

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1 is Nope, not me, 10 is Yes, I identify with this
I feel constantly distracted by work, even when I’m not working

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1 is Nope, not me, 10 is Yes, I identify with this
I am scared to slow down in case money dries up

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1 is Nope, not me, 10 is Yes, I identify with this
I may be using work to avoid other areas of my life (including finances)

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1 is Nope, not me, 10 is Yes, I identify with this
If money comes into my life easily, I assume there must be a catch

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1 is Nope, not me, 10 is Yes, I identify with this
I will often overcomplicate things

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1 is Nope, not me, 10 is Yes, I identify with this
It feels like I have worked hard all my life and I don’t have much to show for it

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1 is Nope, not me, 10 is Yes, I identify with this
When I work more hours to make more money it seems like my expenses go up too

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1 is Nope, not me, 10 is Yes, I identify with this
Part Six - you're almost there!
Money is stressful

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1 is Nope, not me, 10 is Yes, I identify with this
Dealing with finances overwhelms me

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1 is Nope, not me, 10 is Yes, I identify with this
I can lose sleep over my finances

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1 is Nope, not me, 10 is Yes, I identify with this
I find it hard to dream about things if I don’t have the money

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1 is Nope, not me, 10 is Yes, I identify with this
I constantly think about money or the lack thereof

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1 is Nope, not me, 10 is Yes, I identify with this
I am unclear on how I will retire

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1 is Nope, not me, 10 is Yes, I identify with this
I feel financially disorganized

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1 is Nope, not me, 10 is Yes, I identify with this
I have created financial chaos by missing payments, hitting overdraft, or making little mistakes that have bigger consequences

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1 is Nope, not me, 10 is Yes, I identify with this
I avoid conversations about finances because they stress me out

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1 is Nope, not me, 10 is Yes, I identify with this
I often feel caught between the feeling of losing control and the need to take control

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1 is Nope, not me, 10 is Yes, I identify with this
Part Seven - only a couple minutes more!
I delay taking action on things that would bring me more income

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1 is Nope, not me, 10 is Yes, I identify with this
I avoid hard or important conversations about money

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1 is Nope, not me, 10 is Yes, I identify with this
I can feel paralyzed by indecision

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1 is Nope, not me, 10 is Yes, I identify with this
I am continually saying, “I’ll do it tomorrow”

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1 is Nope, not me, 10 is Yes, I identify with this
I will often file my taxes or hand in forms just under a deadline or late

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1 is Nope, not me, 10 is Yes, I identify with this
I often find excuses for not dealing with my finances

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1 is Nope, not me, 10 is Yes, I identify with this
I will needlessly delay doing things even if they are important to me

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1 is Nope, not me, 10 is Yes, I identify with this
I can sometimes overcommit or overbook myself and set myself up to fail

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1 is Nope, not me, 10 is Yes, I identify with this
I often feel as though I am in “financial crisis”

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1 is Nope, not me, 10 is Yes, I identify with this
I underestimate how long things will take

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1 is Nope, not me, 10 is Yes, I identify with this
Part Eight - we've almost got all the information we need to help!
I feel guilty when I have money and other people are struggling

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1 is Nope, not me, 10 is Yes, I identify with this
I didn’t earn money the way I had anticipated, so I feel bad having it

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1 is Nope, not me, 10 is Yes, I identify with this
I can worry about things that aren’t in my control

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1 is Nope, not me, 10 is Yes, I identify with this
I often find that I’m trying to “pour from an empty cup,” or give what I don’t have

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1 is Nope, not me, 10 is Yes, I identify with this
I often spend time thinking about what life would be like if my circumstances were different

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1 is Nope, not me, 10 is Yes, I identify with this
I will make decisions today based on things that happened in my childhood, sometimes unconsciously

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1 is Nope, not me, 10 is Yes, I identify with this
I am comfortable feeling negative about money

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1 is Nope, not me, 10 is Yes, I identify with this
I will give money to other people, charities, or causes before I spend on myself

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1 is Nope, not me, 10 is Yes, I identify with this
I can feel upset that other people don’t care as much about the world as I do

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1 is Nope, not me, 10 is Yes, I identify with this
I am uncomfortable when people I know talk about their possessions

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1 is Nope, not me, 10 is Yes, I identify with this
The Lack Block
The Spend Block
The Worthiness Block
The Intelligence and Skill Block
The Hard Work Block
The Stress Block
The Procrastination Block
The Money Guilt Block
Highest score
You might feel like:
Should be Empty:

Discover Your Primary Money Block

Part One

Part Two (keep going! you're doing great!)

Part Three - wow! we're gathering helpful data for you!

Part Four - awareness is the first step to transformation!

Part Five - you're over halfway!

Part Six - you're almost there!

Part Seven - only a couple minutes more!

Part Eight - we've almost got all the information we need to help!