Discover Your Primary Money Block
from the best-selling book Naked Money Meetings by Erin Skye Kelly
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Part One
I am scared that I am going to run out of money
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I don’t like to be around people who are “bigger thinkers” than I am
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I tend to feel resentful of other people’s success
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I tend to focus on what is not working financially
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I am often afraid of change
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I often wonder how other people seem to have so much because I just don’t get it
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I often feel that “positive thinking” is a waste of time and not for me
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
It is easy for me to focus on what I don’t have
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I am used to having very little money
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
When I do have more money than I’m used to having, I usually feel stressed about it
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
Part Two (keep going! you're doing great!)
I can’t control my spending easily
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
Money doesn’t stay in my bank account for very long
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I often feel the urge to cash out my investments to pay off debt or buy things
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I spend money to look as though I have money or status
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
Even if I go into a store to purchase one thing, I will leave with more
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I can look through my bank statements and still be unsure of what I spent money on
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I spend money to meet an emotional need
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
When money comes into my life, I instantly think of things to spend it on
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I have a hard time saying no to myself
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I will spend recklessly but then underestimate what I’ve done, and I’m surprised when I add it up
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
Part Three - wow! we're gathering helpful data for you!
I’m not good enough to be wealthy
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I treat other people better than I treat myself
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
People like me never succeed financially
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I put a lot of pressure on myself to do things perfectly
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I struggle to ask for help
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I struggle to keep promises I’ve made to myself
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
There are people in my life who often criticize me
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I buy from discount shops and rarely treat myself to luxury items
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I often have feelings of inferiority
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I can be a people pleaser
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
Part Four - awareness is the first step to transformation!
I’m not smart enough to be wealthy.
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I fear looking foolish around people
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I secretly feel resentful of wealthy people
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I would be embarrassed if other people knew my financial situation
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I avoid situations where money or finances will be discussed
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I’m often looking in the rear-view-mirror at my life and wishing I’d started learning earlier
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I start reading money books, but I rarely finish them
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
It would be easier if someone just took over my finances for me or told me what to do
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I won’t ask questions of wealthy people because I don’t want to look dumb
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I have exaggerated my financial circumstances before, so that I look smarter to people
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
Part Five - you're over halfway!
To make money I must work really hard
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
If it comes easy it’s not worth it
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
When I need more money, I must work more hours
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I feel constantly distracted by work, even when I’m not working
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I am scared to slow down in case money dries up
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I may be using work to avoid other areas of my life (including finances)
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
If money comes into my life easily, I assume there must be a catch
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I will often overcomplicate things
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
It feels like I have worked hard all my life and I don’t have much to show for it
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
When I work more hours to make more money it seems like my expenses go up too
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
Part Six - you're almost there!
Money is stressful
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
Dealing with finances overwhelms me
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I can lose sleep over my finances
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I find it hard to dream about things if I don’t have the money
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I constantly think about money or the lack thereof
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I am unclear on how I will retire
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I feel financially disorganized
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I have created financial chaos by missing payments, hitting overdraft, or making little mistakes that have bigger consequences
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I avoid conversations about finances because they stress me out
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I often feel caught between the feeling of losing control and the need to take control
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
Part Seven - only a couple minutes more!
I delay taking action on things that would bring me more income
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I avoid hard or important conversations about money
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I can feel paralyzed by indecision
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I am continually saying, “I’ll do it tomorrow”
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I will often file my taxes or hand in forms just under a deadline or late
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I often find excuses for not dealing with my finances
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I will needlessly delay doing things even if they are important to me
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I can sometimes overcommit or overbook myself and set myself up to fail
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I often feel as though I am in “financial crisis”
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I underestimate how long things will take
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
Part Eight - we've almost got all the information we need to help!
I feel guilty when I have money and other people are struggling
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I didn’t earn money the way I had anticipated, so I feel bad having it
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I can worry about things that aren’t in my control
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I often find that I’m trying to “pour from an empty cup,” or give what I don’t have
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I often spend time thinking about what life would be like if my circumstances were different
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I will make decisions today based on things that happened in my childhood, sometimes unconsciously
Nope, not me
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Yes, I identify with this
10
1 is Nope, not me, 10 is Yes, I identify with this
I am comfortable feeling negative about money
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I will give money to other people, charities, or causes before I spend on myself
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I can feel upset that other people don’t care as much about the world as I do
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
I am uncomfortable when people I know talk about their possessions
Nope, not me
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Yes, I identify with this
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1 is Nope, not me, 10 is Yes, I identify with this
The Lack Block
The Spend Block
The Worthiness Block
The Intelligence and Skill Block
The Hard Work Block
The Stress Block
The Procrastination Block
The Money Guilt Block
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