Fact find form - Joint Applicants

1

Full Name* This field is required.Applicant 1

First Name

Middle Name

Last Name

2

Applicant 1 details* This field is required.

Email

Phone number

DOB DD/MM/YY

City/Town of Birth

Country of birth

Mothers maiden name

3

Current address* This field is required.

Address

Suburb/State and postcode

Move in date MM/YY

4

Previous addressIf less than 3 years residential history above

Address

Suburb/State and postcode

Move in date MM/YY

Move out date MM/YY

5

Marital Status* This field is required.Applicant 1

Married (to applicant 2)

Single

Defacto

Married (to non applicant)

6

Australian Citizen* This field is required.

YESNO

7

If not Australian citizen please give residency details below

8

Dependents* This field is required.please only enter dependents once per couple

Number of dependants

DOB of each dependent

9

If known, what amount are you looking to borrow?

11

Type of loan* This field is required.

Variable

Fixed

Split

Not sure

12

What are your requirements in seeking finance?Eg Low interest rate, offset, redraw, extra repayments

13

Do you require an offset account?* This field is required.

Must have

Preferred

Not important

Not sure

14

Do you require redraw account?* This field is required.

Must have

Preferred

Not important

Not sure

15

If there are any other loan features that are important to you, please list them below

16

Repayment Type* This field is required.

Principal & Interest

Interest only

Combination P&I and I/O

Not sure

17

Are there any particular lenders you would prefer to use? If so, list them below.Please also advise below if there's anyone you do not want to use.

18

Preferred Loan term * This field is required.Maximum is 30 years

19

Thinking about your loan, what is the most important* This field is required.

Lowest rate possible

Cashflow - reduce outgoings

Features - Offset, redraw etc

Lender - Selecting right lender

Customer service

Time - Fast turnaround

Environmental impact

OTHER

20

Is it important that your bank has a physical location that you can access?* This field is required.

Yes - I need branch access

Not important

Would be nice but not essential

21

Deposit amount* This field is required.Put NIL if you're refinancing

22

When choosing a lender, is anything else important to you?

23

Full Name* This field is required.Applicant 2

First Name

Middle Name

Last Name

24

Applicant 2 details* This field is required.

Email

Phone number

DOB DD/MM/YY

City/Town of Birth

Country of birth

Mothers maiden name

25

Marital Status* This field is required.Applicant 2

Married (to applicant 1)

Single

Defacto

Married (to non applicant)

26

Australian Citizen* This field is required.

YESNO

27

If not Australian citizen please give residency details below

28

Employment details* This field is required.Applicant 1

PAYG

Self Employed - Sole trader

Self employed - Company

Self employed company & Trust

PAYG - Casual

PAYG - Part Time

29

Employment Details* This field is required.Applicant 1

Name of employer

Start date MM/YY

Occupation

Base Gross Income - Do not include super

Full time/Part time/Casual

Other regular income eg commission/Bonus

30

Employer Contact* This field is required.Applicant 1

Employer address

Payroll contact person

Payroll contact phone number

31

Previous employment - Applicant 1Leave blank if more than 3 years is covered above

Name of employer

Start date MM/YY

End date MM/YY

Occupation

Income

32

Employment details - Applicant 2* This field is required.Applicant 2

PAYG

Self Employed - Sole trader

Self employed - Company

Self employed company & Trust

PAYG - Casual

PAYG - Part Time

33

Employment Details - Applicant 2* This field is required.Applicant 2

Name of employer

Start date MM/YY

Occupation

Base Gross Income - Do not include super

Full time/Part time/Casual

Other regular income eg commission/Bonus

34

Employer Contact - Applicant 2* This field is required.Applicant 2

Employer address

Payroll contact person

Payroll contact phone number

35

Previous employment - Applicant 2Leave blank if more than 3 years is covered above

Name of employer

Start date MM/YY

End date MM/YY

Occupation

Income

36

Assets* This field is required.Please put NIL for any fields that aren't applicable

Savings AUD

Household contents Value

Superannuation applicant 1

Superannuation applicant 2

Total Share value

Other Investments - Please specify

Motor vehicles *include year model and make of car/s

37

Additional assets not mentioned abovePlease enter details of asset and approx value

38

If you have a current home loan, which of these best describes your repayment history?

Awesome- Never missed a payment

OK - May have one or two late payments

Average - I need help

I don't have a current loan

39

If you have any other debts, which of these best describes your repayment history?

Awesome- Never missed a payment

OK - May have one or two late payments

Average - I need help

I have no debts

40

Existing Home LoanOwner Occupied - If applicable

Home loan balance

Home loan provider

Current interest rate

Fixed or Variable

Current repayment amount

Approximate value of property

Current repayment frequency eg Monthly/Fortnightly/Weekly

41

Existing Investment Loan Investment 1 - If applicable

Home loan balance

Home loan provider & approximate house value

Current interest rate

Fixed or Variable

Current repayment amount

Weekly rental return

Address

42

Existing Investment LoanInvestment 2 - If applicable

Home loan balance

Home loan provider & approximate house value

Current interest rate

Fixed or Variable

Current repayment amount

Weekly rental return

Address

43

Existing Investment LoanInvestment 3 - If applicable

Home loan balance

Home loan provider & approximate house value

Current interest rate

Fixed or Variable

Current repayment amount

Weekly rental return

Address

44

Liabilities* This field is required.Put Nil in fields if no liability

Credit card limit #1

Credit card limit #2

Credit Card limit #3

Other limit- Please specify eg ZIP money ZIPPAY

Personal loan balance

Personal loan repayment

Car loan balance

Car loan repayment

45

Please add details of any other liabilities not listed abovePlease include balances, repayment amounts and frequency of payments

46

MONTHLY Household Expenses * This field is required.Please put NIL in any fields that aren't applicable ** Please use bank statements to give accurate figures

Transport

Groceries

Recreation & Entertainment

Phone & Communications

Clothing & Personal Care

Medical/Health eg dr's prescriptions, physio etc

Public Education

Private Education

47

MONTHLY Household Expenses* This field is required.Please put NIL in any fields that aren't applicable

Life/Income insurance

General insurance eg Car and House

Utilities Gas/Elec/Rates

Childcare

Investment property expenses

Private health insurance

Other regular expenses - Please detail expense and amount

48

So I can provide you with the best information, how would you describe your understanding of finance (home loans, loan features, etc)?** This field is required.

Advanced - I know what I need

Good A refresher would be useful

Average - Need some guidance

New and need some help

49

Do you feel you have a good understanding of your spending and household finances?** This field is required.

Yes - I'm all over my expenses

Mostly

No - I don't keep track

50

Other than retirement, do you anticipate any changes to your lifestyle or circumstances, such as a decrease in income or increase in outgoings, which could impact you making repayments?* This field is required.If yes, please provide details in box below

YESNO

51

If you answered yes above, please provide details

52

What are your planned retirement ages?* This field is required.

53

If your loan term takes you past your planned retirement age, how do you intend to repay the loan?* This field is required.

Make extra repayments to pay off

Sell house and downsize

Sell other assets

Pay off loan using Super

Savings to pay off loan

N/A loan expires before

OTHER provide details below

54

If other selected above, please give further information

55

Do you have any short term objectives we should consider when providing loan options? * This field is required.E.g First home buyer and I want to get my foot on the property ladder ** Looking to get my finances in order and make managing my money as easy as possible ** I want to buy a new property to live in (upgrading, downsizing or just a change of scenery)** I want to buy property as an investment

56

Do you have any long term objectives we should consider when providing loan options?* This field is required.E.g Pay off loan ASAP ** Use Equity in property for future investments ** Stay in property then upsize later ** Stay in property and downsize closer to retirement

57

Do you have adequate income protection insurance?** This field is required.

YES

NO

UNSURE

58

Do you have adequate debt protection insurance?** This field is required.

YES

NO

UNSURE

59

Do you have adequate life insurance?** This field is required.

YES

NO

UNSURE

60

Do you have adequate house and contents insurance?** This field is required.

YES

NO

UNSURE

61

Have you ever had any defaults, judgements or legal proceedings recorded against you?

YESNO

62

CREDIT CHECKDo you consent for us to obtain a credit check from CRS on your behalf?

YESNO

63

Below is a list of documents required for Owen MB to provide an initial assessment of your financial needs. Please upload the most recent for any documents requested. Leave if already supplied.

Copy of driver Licence for both applicants (Front and Back)

2 Most recent payslips

Self employed - Sole trader Provide 2 years tax returns and Notice of assessments

Self Employed - Company Provide 2 years company and individual returns plus financials

Most recent home loan statement

64

Driver licence* This field is required.Applicant 1

Drag and drop files here

Select files to upload

Max. file size: 10.6MB

65

Driver Licence Applicant 2

Drag and drop files here

Select files to upload

Max. file size: 10.6MB

66

Most recent Payslips or financials if self employed* This field is required.Applicant 1 & 2

Drag and drop files here

Select files to upload

Max. file size: 10.6MB

67

Passport

Drag and drop files here

Select files to upload

Max. file size: 10.6MB

68

Medicare Card

Drag and drop files here

Select files to upload

Max. file size: 10.6MB

69

Selfie holding Photo ID

Drag and drop files here

Select files to upload

Max. file size: 10.6MB

70

Most recent home loan statement

Drag and drop files here

Select files to upload

Max. file size: 10.6MB

71

Signature

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72

Signed by* This field is required.

Full name

Date