By entering your name below, you represent, acknowledge and agree that: (1) you are submitting this Application for the purpose of applying for a loan and all information furnished in this Application is true, complete, and correct; (2) you are providing “written instructions” to us under the Fair Credit Reporting Act authorizing us to (a) request consumer reports from consumer-reporting agencies and information from credit references and other sources disclosed by you and (b) use such information to update, review, renew, extend, or collect the credit we approve; (3) married applicants may apply for an individual loan; and (4) any loan you receive from us will be used only for personal, family or household purposes. You have the right to request that we inform you of the name and address of each consumer-reporting agency from which we obtain a consumer report on you in connection with this Application. You further acknowledge and agree that typing your name below constitutes your signature and authorizes the processing of your Application.