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    As either Client or Co-Client, the undersigned individuals whose signatures appear below hereby authorize Flexible Debt USA to act as their agent in speaking with their creditors and negotiating the settlement of any and all claims, suits, liens, judgments, and/or disputes related to the debts listed on the attached List of Creditors associated with the Agreement. The undersigned also authorizes Flexible Debt USA to provide a copy of this authorization to creditors, collection agencies, or others involved with the listed debts, and to confirm the validity of such debts. Flexible Debt USA is allowed to designate employees, agents, or third parties to assist in the negotiation of these settlements. The undersigned grant Flexible Debt USA full power and authority to perform all acts necessary or convenient to complete these tasks, ratifying and confirming all lawful actions taken by Flexible Debt USA on their behalf. If the recipient is a collection agency, they are not permitted to contact the undersigned individuals pursuant to 15 U.S.C. 5 1692C.-The undersigned authorizes all communications regarding debt collection to be directed to Flexible Debt USA from any creditor, collection agent, attorney, credit bureau, or third party.- The recipient of this document is instructed to direct all communications to Flexible Debt USA.- Creditors or their representatives cannot contact the undersigned regarding the claims subject to this authorization without prior written consent.- This authorization allows the recipient to provide Flexible Debt USA with any information they would provide to the undersigned, including but not limited to information about any payable, debt or account.- Flexible Debt USA is authorized to obtain and review personal information necessary to negotiate, inquire, or resolve creditor claims, including consumer credit reports, bank and creditor account information, employment status, and financial information.
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