Dear Client,

 

Thank you for retaining Nictheadvisor.net to help improve your credit rating.

We understand that the process of working to improve your credit can be confusing and difficult at times. So, in order to ensure that you completely understand the process, please read the following pages carefully. Upon review, complete all enclosed paperwork and return it to us with proper documentation and payment. Please be sure to mail us copies of all correspondence you receive from the Credit Bureaus after you retain us. The information contained in the reports you receive from the Credit Bureaus is essential to proceed in improving your credit rating. We look forward to helping you to restore your credit to a good standing and feel confident that you are making the right choice by hiring our company.

 

Best Regards, 

Nictheadvisor.net

 To begin the process of improving your credit rating, please upload the following required documents:

• Copy of utility bill, lease agreement or mortgage statment with your name current address listed
• Unexpired Governement issued Identification 
• Valid Social Security Card

Remember:

1. Do not send anything to or talk to the Credit Bureaus while we are working on your file unless instructed otherwise.

2. Do not send anything or talk to your Creditors while we are working on your file, unless instructed otherwise.

3. Mail/Email ALL correspondence from Creditors and the Credit Bureaus to us when you receive it in the mail within 5 days from receipt. If you do not receive these updates from the credit bureaus or collection agenecies, it is your responsibility to contact Nictheadvisor.net and inform Nictheadvisor.net that you haven’t received it. You will receive an updated credit reports and other types of correspondence from the credit bureaus within 30-45 days. We require that you obtain an online credit monitoring provider. If you already have one or multiple we require that you provide us with you login, password and any security questions required to obtain access.  Correspondence with Creditors Do not talk to creditors unless you intend to pay your balances owed in full. We suggest you retain our services to settle each unpaid collection account. We have extensive experience in getting collection agencies to agree to delete the account from the credit rep

Please fully execute each section

Please answer all to the best of your ability as some questions my come up during the credit dispute process. If any questions do not apply to you please answer N/A.

We require that all Clients currently have or obtain and online credit monitoring Platform. We require that clients provide us with their personal Username, password, and any security codes that will make it easier for us to access and monitor the clients online credit report. If you do not already have an online credit monitoring platform, we will obtain one on your behalf for an additional Fee. We also require that clients do not change passwords or security questions doing the credit restoration process. If clients do so without notify Nictheadvisor.com this will be a breach in contract and services will be immediately suspended until further notice.

Please Sign to confirm that you understand the guidelines of the program. Without this document, we will not start your file.

Client understands that we do not keep copies of all of the paperwork you forward to us. Due to confidentiality and security reasons, a very limited amount of information is kept in your physical file. All other paperwork is shredded. It is your responsibility to keep copies of any paperwork that you may want to reference at a later date.

Client understands that you should not send original court documents or collection notices to us. Only send copies of documents that will support your case (i.e. proof of payment, court dismissal documents, etc.). We are not acting as your legal guardian in any way and it is your responsibility to seek outside legal assistance if the need ever arises for an Attorney needed to protect your rights.

I.         PRINCIPAL AND ATTORNEY-IN-FACT I hereby appoint the following person to serve as my attorney in-fact, to act for me in any lawful way with respect to the subjects indicated below.

II.           EFFECTIVE TIME This shall become effective immediately and shall continue to be effective on an as need basis I give written notice of cancellation to the email address listed above.

III.          Permission to work on your behalf My attorney-in-fact shall have the power to act in my name, place and stead in any way which I myself could do with respect to the following matters to the extent permitted by law:

The power to: Act on my behalf in negotiating payment terms with my creditors and also the power to submit letters on my behalf to all credit bureaus and receive documents that relate to my credit and credit history; that shall include credit reports, prior dealings with creditors and settlement offerings made by creditor.