FAIR CREDIT REPORTING ACT: If your application for personal or business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, contact MTM Capital LLC, 2000 Kentville Rd, Kewanee, IL 61443, 708.467.1278 within 60 days from the date of decision notification. A written statement of reasons for denial will be sent within 30 days of receiving request.
The Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. A number of federal agencies share enforcement responsibilities of this law. Determining which agency to contact depends on the type of creditor you dealt with.Consult the creditor to whom this application is addressed for information on its regulator, or contact The Federal Trade Commission, Consumer Response Center, Washington, D.C. 20580, 877.382.4357.