Primerica representatives earn income through the sale of products. Representatives are not paid to recruit. Primerica Representatives are independent contractors and are not employees of Primerica. Primerica reserves the right to suspend, modify or terminate any incentive at any time. You must have a full-service POL subscription in order to qualify for certain incentive programs, including monthly BPPs and the leadership event. Representatives must be appropriately licensed to market securities products. Not all products/services are available in all states or provinces. A representative's ability to market products is subject to state and federal licensing and/or certification requirements.