Mortgage Application

Mortgage Application
I need to:*

Buy a place to call home.Buy an investment property.Refinance or Renew an existing mortgage.Register as a cosigner for another persons mortgage application.
Who are you cosigning for?
I am cosigning for Eg. John Smith*.
How many cosigners will there be?*

I'm the only cosigner.There are 2 of us cosigning.

Are you buying alone, or with another person?*

Buying aloneBuying with another person
Are you on the mortgage alone, or with another person?*

I'm on the mortgage aloneThere's 2 of us on the mortgageThere's 3 or more of us on the mortgage

I have a down payment of:*
My down payment is from: (check all that apply)*

Savings & InvestmentsRRSPGiftEquity from an existing homeOther

How much do you think your home is currently worth?*
How much total mortgage do you have left against this property? (Including any Home Equity Lines of Credit)*

*{FullName}, what is your employment status?*
Business Name*
Job Title*
How long have you worked there?
Years*
Months*
Employment History Total
We need more employment information.

Lenders need to see at least 3 years of employment history.
Previous Employer Business Name*
Job Title*
Years*
Months*
We still need more employment information.
Previous Employer Business Name*
Job Title*
Years*
Months*

What is your current yearly income before taxes are deducted? (Your gross annual income.)*
What is your base income? This is your gross annual income EXCLUDING overtime, bonuses and commissions.*
Roughly, how much did you earn in 2022?*
Roughly, how much did you earn in 2023?*

Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip CodeCountry
Do you rent or own this place?*
How long have you lived here?
Years*
Months*
Residency History Total
We need more address history.

Lenders need to see at least 3 years of residency history.
Previous Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip CodeCountry
Years*
Months*
We still need more address history.
Previous Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip CodeCountry
Years*
Months*

Second Applicant
What is the name of the second applicant?*

First NameLast Name
Email*
Please enter a different email than what was provided for the main applicant.

{FullName2}, what is your employment status?*
Business Name*
Job Title*
How long have you worked there?
Years*
Months*
Employment History Total
We need more employment information.

Lenders need to see at least 3 years of employment history.
Previous Employer Business Name*
Job Title*
Years*
Months*
We still need more employment information.
Previous Employer Business Name*
Job Title*
Years*
Months*

What is your current yearly income before taxes are deducted? (Your gross annual income.)*
What is your base income? This is your gross annual income EXCLUDING overtime, bonuses and commissions.*
Roughly, how much did you earn in 2022?*
Roughly, how much did you earn in 2023?*

{FullName2}, have you lived at the same address as {FullName} for the last 3 years?*

YesNo
Do you own {address}?*

Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip CodeCountry
Do you rent or own this place?*
How long have you lived here?
Years*
Months*
Residency History Total
We need more address history.

Lenders need to see at least 3 years of residency history.
Previous Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip CodeCountry
Years*
Months*
We still need more address history.
Previous Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip CodeCountry
Years*
Months*

In the event that you can’t qualify for a mortgage, a cosigner may help. If a cosigner was necessary, would you have one?*

Yes, I would have a cosignerNo, I won't have a cosigner
If yes, who would likely be that cosigner?*

If more of a down payment was needed to approve you, would you be able to get a down payment gift?*

Yes, I have someone that can gift me additional moneyNo
If more equity in your home was needed to approve you, would you be able to get a gift of money?*

Yes, I have someone that can gift me additional moneyNo
If yes, who can provide you the additional funds?

Do you currently have a life insurance, disability insurance, or critical insurance policy in place? (Choose the one that best applies.)
{FullName},*

No / UnsureYes, I have a Term and/or Whole Life policy separate from my employerYes, I have insurance through my employerYes, I have insurance through work AND I have a Term/Whole Life policy in place
{FullName2},*

No / UnsureYes, I have a Term and/or Whole Life policy separate from my employerYes, I have insurance through my employerYes, I have insurance through work AND I have a Term/Whole Life policy in place

Lastly, how did you hear about me?

Referral From a Friend/Family MemberMy RealtorSocial Media / YouTubeThe NewsGoogle SearchOther
What was the name of the person who referred you?*
We like to track these things as best as possible.
Where did you hear about us from?*
We like to track these things as best as possible.
Referral Tracker Box

{FullName}, when were you born?*

MonthDayYear
{FullName}'s Social Insurance Number (SIN)
{FullName2}, when were you born?*

MonthDayYear
{FullName2}'s Social Insurance Number (SIN)
Note: This application can be submitted without providing your Social Insurance Number, HOWEVER in order to receive an accurate pre-qualification, and for the official mortgage submission, it will be needed. If you do not provide this information in text form here, you'll be required to provide document confirmation of this later.
Mortgage fraud is a serious offence. Don’t misrepresent your information or attempt to use someone else’s credit when applying for a mortgage.
Should be Empty:

Second Applicant