T&M Associates Qualifying Life Event Enrollment Form Logo
  • 2025 QUALIFYING LIFE EVENT FORM

    The only time you can enroll, or change, your health insurance plan outside of T&M's open enrollment period, is if you have qualifying life event, such as a marriage/divorce; baby/adoption; turning 26 and losing parent's coverage; Medicare eligibility
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  • MEDICAL INSURANCE, VISION, AND PRESCRIPTION

    There are three plans: the High Deductible with HSA plan, the Core EPO plan, and the Open Access plan. The High Deductible plan allows you to participate in a Health Savings Account. In 2025, T&M will make an annual contribution of $1,000 if you are enrolled as an individual and $1,500 if you are enrolled with dependents.
  • IMPORTANT: The cancellation of Medical Insurance will waive coverage until the next Open Enrollment period unless a Qualifying Life Event takes place.

  • OTHER INSURANCE COVERAGE

  • HEALTH SAVINGS ACCOUNT (High Deductible Plan)

    For 2025, you can contribute up to $4,300 if you enroll as a single in the medical plan, or up to $8,550 if you enroll as a family. Additionally, if you are age 55 or older, you are eligible to make a catch-up contribution of $1,000. In 2025, T&M will make an annual contribution of $1,000 if you are enrolled as an individual and $1,500 if you are enrolled with dependents.
  • FLEXIBLE SPENDING ACCOUNT

    Healthcare FSA – Can ONLY be used with the Core EPO and Open Access medical plans. Dependent Care FSA – Can be used with ALL medical plans. For 2025, you may contribute an annual maximum of up to $3,300 in a Healthcare FSA. You may contribute an annual maximum of up to $5,000 in a Dependent Care FSA.
  • DENTAL INSURANCE

  • IMPORTANT: The cancellation of Dental Insurance will waive coverage until the next Open Enrollment period unless a Qualifying Life Event takes place.

  • VISION INSURANCE

  • IMPORTANT: The cancellation of Vision Insurance will waive coverage until the next Open Enrollment period unless a Qualifying Life Event takes place.

  • EMPLOYEE DEPENDENT AND SPOUSE INFORMATION

    (Medical, Dental, & Vision)
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  • BENEFICIARY INFORMATION

    If you would like to change your beneficiaries for life insurance, or update your tax withholdings, please make the change in ADP.

  • AUTHORIZATION AND SIGNATURE

    Sign and Date
    • I understand that I cannot change any of these elections for medical, dental, and dependent coverage until the next open enrollment period, unless I have qualifying change in status.
    • If I waived medical coverage, I certify that I have other medical coverage.
    • Payroll Deduction/Pretax Premium/Billing Agreement: I authorize T&M Associates and all its affiliates to deduct from my earnings the amount required to cover my share of the premium for these coverages. If I elect to participate in pretax medical and dental premiums, I authorize T&M Associates and all its affiliates to reduce my taxable income by an amount equal to my medical and dental premiums. If I am being billed, I understand that failure to pay my premium(s) will result in cancellation of coverage.
    • Waiver Agreement: After my initial enrollment period, I understand that in order to enroll in the future I may be required to provide evidence of insurability, and I may enroll in some plans only during open enrollment periods and/or be subject to pre-existing condition limitations.
    • Release of Information: I understand that certain information collected by T&M Associates, including some collected using this form, must be sent to the carriers of the plans in which I have enrolled. T&M Associates and the insurance carriers will treat this information as confidential.

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