The Schutzbrief is a towing and roadside assistance service in case of an accident/breakdown. It applies to the vehicle, regardless of the driver. The service fixes minor damage on the spot. If the accident happened more than 50 kilometers away from home, and the car cannot be repaired immediately, or is stolen, the insurance will cover the expenses for travel (cab, train, plane, car rental), and hotel accommodation. If you are abroad, the service will cover expenses for sending spare parts or transportation of the faulty car to your place of residence.
Cost: 10-20 euros per year
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