Qualified Solutions Credit Repair

Detroit, MI 48224 qualifiedsolutions2agmail.com (734)-288-8858

Welcome to Qualified Solutions

Destination Home Ownership Credit Repair Program.

We're so glad to have you join our credit restoration family! This guide is meant to provide you with specific information to help you get off to a great and productive start with your credit repair journey.

Is to provide our clients with credit restoration to help them purchase a home. This program was designed to specifically help you reach your goals of home ownership. Our mission is to provide a quality affordable service in a reasonable timeframe with real results.

This company and program is run solely by our CEO, Lakeshia Willis. We are steadily building and growing. We look forward to eventually adding new members as time permits.

Credit Report Reminder: Not all companies report to all 3 credit bureaus. What may be on your Experian report may not be on your Transunion report.

This process is really painless. You'll need to schedule a video consultation to go over eligibility and requirements. Once accepted into the program you will need to pay for your portal and services fee which is a one time of $150.00. An invoice will be emailed. Then you will set up your client portal which will also be emailed to you. Go over your contract and agree to the terms. Sign off on your contract and then upload necessary documentation You will need to upload a copy of your ID, SSC, and a utility bill (cable, lights, gas or phone) into the portal. These documents are crucial when sending out disputes because we are required by law to attach those documents to your dispute letters. You will then sign up for credit monitoring through the portal. You get a free trial to start with then you are required to maintain the monthly credit repair bill ($27.99 a month This is vital because this is what we use to track your progress as things get deleted or added to your credit. Failure to maintain credit monitoring during the process will result in slow progress during the process. This process could take up to 6 months so please be patient. There are absolutely NO REFUNDS. Unless authorized by management (me) for specific reasons.

You will also need to watch a 1 hour video about credit.

Debt Payoff 101: The Basics of How to Get Out of Debt

We will meet once every 30 days to go over your progress. We have to allow up to 30 days for a response from the creditors & bureaus. Please save any documents you get in the mail from creditors so that we can go over it together and talk about the next step/phase in your credit repair journey.

Sign off on this onboarding document.

Pay invoice of $150.00 (one time fee, no monthly fee)

Complete your client portal and sign off on contracts. (Will be sent within 24Hrs).

Upload all required documents to prove your identity and address.

Enroll in credit monitoring (free trial & then $27.99 a month)

Watch a youtube video about debt. (link above

We will meet and track your progress.

Begin phase 2 of credit repair.

Get educated on the home buying process. (Homebuyer workshop

Buyer agency. For every individual who pays for credit repair you will receive a discounted buyer agency transaction fee during your home buying process. Original fee $695.00- Your fee $395.00 (due at closing. you don't close you don't pay

Watch a youtube video on requirements of a FHA home loan:

The TRUTH About FHA Loans I FHA Loans 2023 I FHA Loan Requirements

After the 60 day mark (2 months of credit repair) we will reevaluate your case and see if you need

Phase 3 will be for more complex things on your credit.

If you do not need a phase 3 you will then be rolled over into the home buying phase. Once we check your scores and debt to income we will be confident that you are able to successfully go through home financing. We will then discuss down payment assistance and the programs you may qualify for to get you on the road to home ownership. If your credit needs phase 3 restoration we will revisit this home buying phase after day 90 instead.

The ultimate goal after credit restoration is to gain financial literacy to help you maintain your credit after it has been restored. And 2 Home ownership is the key to building generational wealth and stability for you and your family.

If you feel you would be a good fit for this program and would like to schedule your free one on one video consultation please sign this form and return it to me with your name, phone number, email and availability. I will contact you within 24 hours of receipt. I look forward to helping you gain financial freedom and home ownership.