Please be advised that travel insurance is highly recommended. Vacations are an investment and it is wise to protect that investment. In the event that something should happen that prevents your vacation goes as planned, it is better to be protected to get at least some of your money reimbursed. If you deny this add-on, please be advised that you will have to pay out of pocket to deal with any issues while you're away or you will lose your deposit if you have to cancel a trip for any reason.