Local Mortgage Pre Qualification

1

Are you a First Time Home Buyer?* This field is required.This will help us determine if there are any special programs for you.

YESNO

2

Which state are you looking to buy a home in?* This field is required.Tell us where you are looking to buy!

Colorado

Florida

Georgia

Mississippi

Tennessee

3

Occupancy. How you will use the property?* This field is required.Different loans have different requirements based on how you will occupy the property. Primary Residence is your permanent full time residence. Second or Vacation Homes require that you occupy for at least 2 weeks out of the year. Investment/Rental Property is property you intend to rent.

Primary Residence

Second/Vacation Home

Investment/Rental Property

4

Sales Price. How much is the house you want to buy?* This field is required.If you have a specific house you are ready to purchase, enter the sales price here. If you aren't sure yet, just give us an idea of how much house you think you want to buy. You can always resubmit later with a different amount.

5

Down Payment. How much do you plan to make as a down payment?* This field is required.Typically, at least 3% of the sales price is required, but we have some options for smaller down payments, including some $0 options for First Time Home Buyers, eligible Veterans or home buyers in eligible rural areas.

0%

3%

5%

10%

15%

20%

25% or more

6

Monthly Income. What is your gross monthly income?* This field is required.We use Gross Monthly Income, what you make before you pay taxes, insurance, etc. If salaried, we just need your monthly salary figure. If hourly, multiply your average hours worked by your hourly rate. If you receive commissioned or bonus income or are self employed, we will need a two year monthly average.

7

Monthly Debts. What are the total payments of your monthly debts?* This field is required.Include items such as your car notes, student loan payments, minimum credit card payments, child support or any other debts you pay. Do NOT include items such as your current rent, cable, phone, utilities or child care. Generally, we just need monthly payments on long term debts.

8

Credit Score. Do you know your credit score range?* This field is required.Please select the score range below. If you aren't sure, use the descriptions associated with each to make your best guess.

Excellent 740+

Very Good 700-739

Good 680-699

Average 640-679

Below Average 620-639

Poor 620 or below

9

Any prior Bankruptcies, Short Sales or Foreclosures within the last 7 years?* This field is required.

YESNO

10

Have you or anyone else on the loan served in the US military or reserves?* This field is required.

YESNO

11

Name* This field is required.Tell Us About You.

First Name

Last Name

12

Contact Information* This field is required.Please enter your contact information below. Email address is required so we can email your results to you. Please enter your phone number if you would like to speak with us regarding your results.

Pease enter email address here.

Please enter your phone number here.

13

Are you working with a Real Estate Agent?* This field is required.Let us know who referred you to us! Agent discounts on closing costs are available!

YESNO

14

Your Real Estate Agent's Name

First Name

Last Name

15

Loan Amount

16

LTV

17

Estimated P&I

18

Estimated Escrow

19

Estimated PMI

20

Estimated PITI

21

P&I Factor

22

DTI

23

Transaction Type* This field is required.