Limit - Amount of available credit
Age - Date the account/tradeline was opened
Reports - Date the account/tradeline reports to the credit bureaus each month
What tradeline should you purchase?
*Aged Lines* - Strengthen Your Payment History
If you have a short payment history, adding a tradeline that has been opened longer will increase the length of your payment history which will increase your score.
*Higher Limit Lines* - Increase Your Available Credit
These tradelines will help you raise your credit score by increasing your overall available credit. If you are above 10% of your available credit, a higher limit line will help.
Who tradelines will actually benefit?
*Someone who has current high credit card utilization (above 10%)*
*Someone with fairly new/no credit and has a thin credit profile (less than 2 years)*
When should I expect to see a change in my credit score?
The reporting dates are listed below, but everyone credit profile updates at different times, so please allow up to an additional 7 business days after the reporting date for the bureaus to update your report.
60 Day Term - Amount of time you'll be on the tradeline
*Great thing about my tradelines is that you'll be able to remain on the card if you pay for another 60 day slot at the end of your 60 day term*
What I recommend?
After adding a tradeline, also add 2-3 credit builders to build out a solid credit profile. These accounts will also give you a nice boost and can be found through my linktree as well. (Self,Kikoff,Credit Strong,Kovo,Loqbox)
You want at least 10 positve accounts reporting, and aged, to have a strong solid profile. If you're in need of hands-free credit repair, and financial literacy tips, we can help with that as well. Just bring your patience and positive mindset aboard, and enroll today!
Select a Tradeline from the options below.
YOU WILL NOT HAVE ACCESS TO ANY FUNDS OR A CARD, ONLY CREDIT CARD AGE AND PAYMENT HISTORY!
NO CPN's ACCEPTED!!!
Once you've submitted all of the required documents, and your payment, you will be added to the tradeline within 2 hours. Once you've been added to the tradeline, you'll be notified through text (314 area code). Any concerns feel free to call Consult with Korea at (800) 939-1643.