TERRY- What Keeps You Up At Night?

FINANCIAL BASICS & INVESTMENTS

Are my investments performing in line with my goals?How do I keep my records secure and organized?Am I paying too much in taxes?How can I get better at budgeting?How do I manage my debt?How can I protect my assets if the market crashes?How do managed accounts work?How do I manage my own money prudently?How much cash should I keep in reserve?Am I paying too much in fees on my investments?Is my portfolio properly diversified?How does my health care plan affect my investment strategy?Does my current insurance & investment portfolio cover my legacy goal?What do I need to know about identity theft protection?Is it wise to have debt on my primary residence?In the current tax code, does it make sense to keep my rental property?

LIFE EVENTS & FAMILY

RETIREMENT PLANNING

ESTATE PLANNING

EDUCATION PLANNING

What is a good age to start saving for my children’s education and how much will I need?Will my child qualify for financial aid?Who will help me complete financial aid forms?What if my child goes to a more expensive college?What if my child doesn’t use his/her college savings?When should I open my children's first account?What are my education savings options?

BUSINESS PLANNING

ADDITIONAL CONSIDERATIONS