Financial Fitness Quiz
Wondering if you’re financially fit? Take this quick quiz to see how you stack up against others and whether you are on track to meet your financial goals.
Which statement best describes your spending?
I always have money left over
I spend about as much as I bring in
I spend more than my income
If you had an unexpected change, how long could you afford to cover your expenses?
6 months or more
Less than 1 month
How confident are you that you are on track to meet your goals (i.e. buying or paying off a home, saving for a vacation, putting money away for retirement, etc.)?
Very Confident - I know exactly where I stand
Somewhat Confident - I haven’t had a review with a professional
Not at all Confident - Just taking it day by day
Thinking about all of your current debts, including mortgages, student loans, and credit card balances carried over from past months…. Which of the following statements describes how manageable your debt is?
I do not have any debt
I have a manageable amount of debt - I feel confident that I can pay it off
I have far more debt than manageable - I feel overwhelmed
What is your credit score?
Excellent - 800 to 850
Very Good - 740 to 799
Good - 670 to 739
Fair - 580 to 669
Poor / I Don’t Know
How confident are you that your insurance policies will provide enough support in case of an emergency? (i.e. health insurance, life insurance, disability insurance, etc.)
Very Confident - I know my assets, health, and income are protected
Somewhat Confident - I have some insurance - health, disability, or life
Not at all Confident - I'm not sure what I have
How confident are you that your investments are aligned to your values and your long-term financial goals?
Very Confident - I have a clear idea of how I’m invested and how much I am contributing
Somewhat Confident - I am contributing, but my portfolio has not been reviewed
Not at all Confident - I have no clue if my portfolio is working for me
Thinking about your legacy and the impact you want to leave on your loved ones for generations to come… Do you have estate planning documents such as a will, trust, guardianship designations, healthcare power of attorney, etc. and are they regularly updated and aligned to your goals?
My documents are signed, notarized, and the important parties have a copy
I know who my beneficiaries are, but have not formalized anything
The thought has not crossed my mind
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Financially Fit [80 - 100]
First, give yourself a pat on the back. “Financially Fit” means you are successfully managing all aspects of your financial life. The goal for you is staying the course and reaching your financial goals. As you have major life events, make sure you revisit your financial roadmap to make adjustments.
Financially Floating [40 - 79]
“Financial Floating” suggests you are getting by and likely thriving in some areas, but struggling in others. To make the journey feel more manageable and to take active control of your financial health it’s critical that you set a clear roadmap with time-bound goals. You’re so close! Act now before an unexpected expense or life event does irreparable harm.
Financially Vulnerable [0 - 39]
“Financial Vulnerable” means you are likely having a hard time managing your finances on a day-to-day basis and may need dedicated assistance to get back on track. An unexpected life event or major purchase would only further derail your plans and cause heightened anxiety. Creating clear goals and building strong habits will be a critical first step toward embarking on your financial journey.
Ready to Hit the Gym
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