Mortgage assessment form

Zenvest mortgage assessment

Please complete this form so we can assess your potential for obtaining a mortgage. The form should take around 10 mintutes to complete.

Your details
First name*
Surname*
Date of birth*

DayMonthYear
Country of birth*

New ZealandOther
Phone number*
Email address*
Address*
As shown on bank statements or utility bills
Date you moved in (approximate)*

DayMonthYear
A 3-year address history is required. If you have been at your current address for less than 3 years please provide previous addresses and approximate dates you moved in/out.
As shown on bank statements or utility bills
Relationship status*
Do you have any children under 18?*

NoYes
Children's details (click on "add child" as required).
Is this a joint application (with a partner or other person)*

NoYes

Your income
Employment type*
Employer
Occupation
Starting date

DayMonthYear
Annual salary/hourly rate (gross) or company net profit
A 3-year employment history is required. If you have been in your current employment for less than 3 years please provide details of previous employment (occupation, salary, company, start and finish dates).
Other income eg rent/flatmates, Working for Families

Partner/joint applicant's income
Joint applicant's employment type*
Joint applicant's employer
Joint applicant's occupation
Starting date

DayMonthYear
Joint applicant's annual salary or hourly rate
Manager name and number
Has the joint applicant been working for the same company for less than 3 years?

NoYes
A 3-year employment history is required. If you have been in your current employment for less than 3 years, please provide details of previous employment (occupation, salary, company, start and finish dates).

Mortgage information
Are you or the joint applicant a first home buyer?*

NoYes
Deposit details*
Current bank/s (personal and mortgage)
Are you (and joint applicant) prepared to move your wages account to another bank if required to secure a mortgage?

YesNo
Properties you currently own

Debt
What credit cards do you (or joint applicant) have, including non-bank cards such as QCard and GEM Visa?
Do you (or your partner) have any debt such as student loans, car loans, hire purchases, AfterPay, Layby, store cards or bank overdrafts?

Expenses
Insurance expenses. Add all existing insurance cover eg home/contents/vehicle/medical/life etc

Credit history
Have you (or the joint applicant) ever had issues related to debt arrears, credit declines or bankruptcy? Have any of your bank statements in the last 3mths have gone into overdraft (OD)?*

NoYes
Please provide details
Before applying for a mortgage, it's a good idea to order your own credit report. You can obtain these at no cost from https://www.centrix.co.nz/my-credit-score/

You are welcome to send the reports to krystiana@zenvest.co.nz if you would like help understanding them.

Zenvest mortgage assessment