Cadillac Area Habitat for Humanity PRE-SCREENING APPLICATION

PRE-SCREENING APPLICATION

PO Box 828 Cadillac, MI 49601

Phone: (231)775-7561

Email: director@cadillacareahabitat.org

www.cadillacareahabitat.org

2024 APPLICANT/CO-APPLICANT INFORMATION:
1. Applicant's Name*
2. Address*

Street Address

Street Address Line 2

CityState

Zip Code
3. Phone*
4. Email Address*
example@example.com
5. Marital Status*

MarriedSeparatedUnmarried (single, divorced, widowed)
6. Social Security Number*
7. Date of Birth*

MonthDayYear
8. Military Veteran*

YesNo
I would like to receive updates from Cadillac Area Habitat for Humanity.
1. Co applicant's Name
2. Address

Street Address

Street Address Line 2

CityState

Zip Code
3. Phone
4. Email Address
example@example.com
5. Marital Status

MarriedSeparatedUnmarried (single, divorced, widowed)
6. Social Security Number
7. Date of Birth

MonthDayYear
8. Military Veteran

YesNo
I would like to receive updates from Cadillac Area Habitat for Humanity.
PLEASE CHECK ALL THAT APPLY:
I have a NEED because:

I currently do not qualify for traditional financing from a bank.My current living situation is overcrowded.My current living situation has major repair problems or is unsafe.My housing costs are greater than 35% of my monthly income.
I have the ABILITY TO PAY because:

I can pay a 25-30 year low-interest mortgage, with monthly payments that will not exceed 30% of my household gross income.I will save $1,000 for a down payment.I have not had bankruptcy or foreclosure in the last two years.My income falls within the guidelines outlined on page 2.
I am WILLING TO PARTNER because I will:

Commit to a long-term partnership with Cadillac Area Habitat for Humanity.Complete a minimum of 300 "sweat equity" hours for each adult.Complete finance & home maintenance classes.
INCOME GUIDELINES:

If your total annual gross income is within the income ranges on this chart, you MAY QUALIFY for the program.

2024 MSHDA Cadillac Area Habitat for Humanity

Annual Income Guidelines

(Gross Income before deductions)

Number in Family	2024 Minimum Yearly Income	2024 Maximum Yearly Income
1	$ 16,750	$ 44,600
2	$ 19,150	$ 51,000
3	$ 21,550	$ 57,350
4	$ 23,900	$ 63,700
5	$ 25,850	$ 68,800
6	$ 27,750	$ 73,900
7	$ 29,650	$ 79,000
8	$ 31,550	$ 84,100

*These figures are adjusted annually by the U.S. Dept. of Housing and Urban Development (HUD) median income range. The figures above are subject to change.

FINANCIAL INFORMATION:
Number of individuals who will live in the Habitat Home:
Adults
Children (under 18)
Name of Current Employer(s):
Monthly Earnings:
Additional Sources of Income (Enter monthly dollar amounts for all that apply. Unemployment and Financial Aid do not qualify):
Cash Assistance
Food Assistance
Social Security
Disability
Child Support
Alimony
Other (please specify source and amount)
My credit score falls between the numbers below:

700+600-699500-599400-499399 or belowUnknown
AUTHORIZATION & RELEASE: I understand that by submitting this pre-screening form, I am authorizing Cadillac Area Habitat for Humanity (CAHFH) to evaluate my ability to repay the low-interest loan and other expenses of homeownership. I also understand that an evaluation will include a credit check, criminal background, and sexual offender check. I have answered all the questions on this pre-screening form truthfully. The original or a copy of this application will be retained by CAHFH even if the application is not approved. CAHFH will not share the information on this pre-screening form with any outside agency and your name (s) will not be put on any mailing lists outside this agency.
Applicant Signature*
Please print first and last name.
Date*

MonthDayYear
Date
By selecting the “I agree” button, I am signing this document electronically. I agree that my electronic signature is the legal equivalent of my manual/handwritten signature on this document.
Applicant Signature
Please print first and last name.
Date

MonthDayYear
Date
By selecting the “I agree” button, I am signing this document electronically. I agree that my electronic signature is the legal equivalent of my manual/handwritten signature on this document.
Return completed application: Cadillac Area Habitat for Humanity PO Box 828 Cadillac, MI 49601 Email: amy.gibbs@cadillacareahabitat.org
Should be Empty:

PRE-SCREENING APPLICATION

2024 APPLICANT/CO-APPLICANT INFORMATION:

PLEASE CHECK ALL THAT APPLY:

INCOME GUIDELINES:

FINANCIAL INFORMATION: