We would like take a moment to welcome you to our office and to assure you that you will receive the very best care available for your injury. In order to familiarize with the financial policies of this office. I would like to explain how your medical bills will be handled.
Party Responsibility
If you were involved in an auto accident and are the owner of the vehicle. We will bill the medical insurance portion of your own automobile insurance policy. If you were a passenger in someone else's ear. We will bill the driver's auto insurance company. (These policies will be billed in addition, and prior to, any claim that your attorney may be presenting to an insurance company on your behalf.)
If you were a passenger in a vehicle which was not insured but you own a car which has medical coverage, the insurance company which carries YOUR policy will be responsible to pay your medical bills.
Insurance Rates
It is important to remember that when a medical claim is submitted to the "medical payments" portion of your insurance policy. Your standing with the insurance company will not be affected, and your rates will not normally be increased, unless the accident is determined to be your fault.
Billing Other Insurance Policies
It is also to your advantage for our office to bill your own health insurance policy and/or automobile medical policy for your medical bills, providing your policy doesn't state otherwise. Any money received above and beyond your total bill in this office will be refunded to you.
Responsibility for Payment
As a courtesy you, we will gladly submit your medical bills to your insurance company(ies) and/or your attorney; however, all services rendered by this office will be charged directly to you, and, ultimately, you will be personally responsible for payment of these bills regardless of any settlement you may or may not receive.
Once again, we welcome you in this office. We hope that this has answered any questions that you might have about our financial arrangements. If, at any time, you have further questions about your care, please don't hesitate to ask.
I have read and agree to the above.