Xclusive Marketing Solutions LLC
www.xclusivemarketingsolutions.com
Effective December 15th, 2025
This Privacy Policy governs the manner in which This Website collects, uses, maintains and discloses information collected from users (each, a "User") of this website ("Site"). This privacy policy applies to the Site and all products and services offered the Site.
Personal identification information
We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, subscribe to the newsletter, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.
Non-personal identification information
We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.
Web browser cookies
Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.
How we use collected information
The Site may collect and use Users personal information for the following purposes:
- To improve our Site We may use feedback you provide to improve our products and services.
- To run a promotion, contest, survey or other Site feature To send Users information they agreed to receive about topics we think will be of interest to them.
- To send periodic emails We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.
How we protect your information
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.
Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.
Sharing your personal information
We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.
Your Choices
We strive to provide you with choices regarding the personal information you provide to us. Below are some mechanisms that provide you with control over certain information.
Accessing and Correcting Your Information
If you have questions or concerns or wish to make a request regarding Your Information, you may email us at admin@xclusivemarketingsolutionsllc.com.
Consent and Opting-Out
If you do not wish to receive communications or email offers from us, you can withdraw your consent regarding receiving information (other than emails related to the completion of your registration, correction of user data, change of password and other similar communications essential to your transactions through our Services) through the web form found in the “Contacting Us” section below.
Third party websites
Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website's own terms and policies.
Advertising
Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.
Compliance with children's online privacy protection act
Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.
Changes to this privacy policy
The Site has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.
Your acceptance of these terms
By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.
Arbitration Agreement
Any dispute or claim relating in any way to your use of this website, including any related calls texts or other communications, will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. This includes claims against our clients, vendors, and Marketing Partners, which are third party beneficiaries of this arbitration agreement. The Federal Arbitration Act and federal arbitration law apply to this agreement.
There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages), and must follow the terms of these terms as a court would.
The arbitration may be conducted by the American Arbitration Association (AAA) under its rules, including the AAA's Supplementary Procedures for Consumer-Related Disputes. The AAA's rules are available at www.adr.org or by calling 1-800-778-7879. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location.
We each agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than in arbitration we each waive any right to a jury trial. We also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.
Contacting us
If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at our contact page:
Contact Page
Opt Out
Your California Privacy Rights
If you are a California resident, this section applies to you in addition to the rest of the privacy policy. California law requires disclosure of the following information with respect to our privacy practices.
Under California Civil Code Section 1798.83, California consumers who have business relationships with us may choose to opt out of the sharing of their personal information with third parties for direct marketing purposes. If you are a California consumer and (1) you wish to opt out of sharing; or (2) you wish to request certain information regarding our disclosure of your personal information to third parties for the direct marketing purposes, please contact us via email at admin@xclusivemarketingsolutionsll.com
Information for California Consumers
Collection, Use and Disclosure of Information
California provides certain privacy rights to California residents with respect to the collection of personal information. We collect and retain the following categories of personal information, which is necessary information for us to comply with regulations governing the insurance industry and the issuance of insurance policies. The chart below provides a full description of the information and categories.
Categories of Personal Information We Collect
Personal identifiers including your real name, alias, postal address, telephone number, email address, and/or similar identifiers; device information including internet protocol address, internet or other electronic network activity information including but not limited to browsing history, search history, and information regarding your interaction with our Internet website, application or advertisements, and or other similar unique personal identifiers; geolocation data and/or commercial information including insurance products or services purchased.
Sources of the Personal Information Collected
Directly from your completion of an application for insurance or other forms, your transactional history and other experience with us and other companies.
Business Purposes for which We Use or Disclose Personal Information
During the past 12 months, we have used or disclosed your Personal Information purposes of responding to your inquiries and requests (e.g. emails, fulfillment mailings, newsletters), completing and fulfilling any inquiry for information or purchase you make, marketing and advertising, performing services on our behalf, and offering complementary insurance and financial services to our own insurance products and services.
Types of Third Parties with whom we have shared Personal Information
During the past 12 months, we have used and disclosed your Personal Information with our affiliated insurance companies, to our independent agents, service providers, and with third parties with whom we have joint marketing agreements.
Types of Personal Information We Sell
We do not sell Personal Information of California consumers.
Personal Information of Consumers under 16 years of age
We do not sell or share the Personal Information of minors under 16 years of age.
Your Right to Know About Personal Information Collected, Used, and Disclosed, and to Request Access, Correction, and Deletion
If you are a California consumer, upon our receipt of a verifiable request from you, you can obtain access to the personal information about you which we have collected, used, or disclosed. You may also request deletion of your personal information that is collected and maintained by us, as provided by law.Your Right to Access Your Data
You can ask us for a copy of your personal data you have provided to us so long as we are able to verify your identity when you make such a request.
Your Right to Correct or Modify Your Data
You may ask us to change, update, or fix your data in certain cases, including if it is inaccurate.
Your Right to Object to, or Limit/Restrict, the Use of Your Data
You may ask us to stop using all or some of your personal data or to limit our use of it; however, doing so may limit your ability to use certain functionality of our Services as well as our ability to process your requests and inquiries.
Your Right to Opt-Out of Sharing of Personal Information
Under the California Privacy Rights Act (“CPRA”), California consumers may choose to opt out of the “sharing” of their personal information with third parties for direct marketing purposes. If you want to submit a request to opt out of sharing, you may email us at admin@xclusivemarketingsolutionsll.com.
Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
-Deny you goods or services.
-Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
-Provide you a different level or quality of goods or services.
-Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
Authorized Agent
Contact Information
If you, or your duly authorized agent, have any questions or comments about this notice, our Privacy Statement, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:
Website: https://xclusivemarketingsolutions.com
Email: admin@xclusivemarketingsolutionsllc.com
Do Not Track
Because of the changing state of technology and indecision within the industry regarding the meaning of Do Not Track signals, we currently do not make any guarantee that we will honor Do Not Track signals.