Credit Authorization and Data Use Consent Form
For Commercial and Personal Credit Purposes
To: Unisyn Technologies, LLC
Authorization for Credit Reports:
I/We, the undersigned, hereby authorize Unisyn Technologies, and any third-party or consumer reporting agency acting on its behalf, for the purposes of pre-qualification, credit evaluation, and account management, to:
1. Inquire into, request, and obtain both personal and business credit reports and any other relevant financial information concerning my/our credit history and financial standing.
2. Share my/our credit and financial information with partner lenders and banks for the purpose of determining eligibility for credit products.
Disclosure of Credit Inquiries:
I/We understand and acknowledge that:
1. During the pre-qualification process, partner lenders and banks may conduct hard inquiries into my/our credit history, which may affect my/our credit score.
2. Unisyn Technologies will disclose the identity of these lenders and banks and the nature of their credit inquiry processes.
Data Use for AI Algorithm and Product Recommendations:
I/We also grant permission to Unisyn Technologies to:
1. Use the obtained data to process through their AI-driven fintech platform for analyzing creditworthiness, risk assessment, and loan eligibility.
2. Recommend suitable loan products, services, and offers based on my/our financial profile and needs, as determined by their proprietary algorithms.
Compliance and Certification:
I/We certify that the information provided herein is true and correct to the best of my/our knowledge.
I/We understand and agree that Unisyn Technologies is under no obligation to extend or arrange credit based on the acceptance of this form.
This authorization is made in compliance with the Equal Credit Opportunity Act (ECOA), 15 USC 1691 et seq.
Acknowledgement with checking the box below and a Signature:
I/We have read, understood, and agree to the terms of this Credit Authorization and Data Use Consent Form.